When an individual purchases disability insurance coverage, they want to know that they will be protected if the unthinkable happens and they find themselves unable to continue in their current job or make an income. Unfortunately, for many individuals that purchased a Unum policy, this didn’t happen.
A class action lawsuit was brought against the company and many of its subsidiaries, including: UnumProvident, Paul Revere, First Unum, Provident, as well as some others. To find out whether or not you have a legitimate claim against Unum, you should speak to a Unum lawyer that specializes in this case.
The whole point of the class action lawsuit was to seek some kind of reform within the Unum claims policies. There have been a number of accusations of bad-faith practices in the company, and the goal of this suit would be to encourage them to correct many of those alleged practices.
A few years ago, there were some accusations about UnumProvident systematically denying legitimate disability insurance claims and cancel existing claims in an effort to increase profits. Some evidence was presented that alleges that the company was doing this as early as 1995. A Unum lawyer, or a legal professional who knows the ins and outs of the case, will be able to help you know where you stand in this case.
Unum has stated that they believe that most of the accusations against them are unfounded, and that the majority of their policy holders are pleased with their coverage. They claim that they process hundreds of thousands of claims each year and distribute billions of dollars to their policyholders.
Of course, despite that, it is the people who have not been happy with their service that get a lot of attention. A specialist Unum lawyer will be able to look at your case and see if you were actually denied a claim because of the company’s alleged bad-faith practices.
Some of the claims against the company allege that employees were pressured to shut down existing claims and deny many legitimate claims. They were suspected of destroying or deleting information in claims files and misrepresenting the terms to potential clients. Some allegations even stated that Unum hired physicians for the express purpose of providing language and conclusions that would support the denial of claims.
If you believe you have be subjected to these bad-faith practices, it would be in your best interest to speak to an attorney that has a lot of experience in the case. This type of Unum lawyer will be able to walk you through the complexities of the lawsuit and help you get the compensation you need.
If you have ever been involved in a Unum Claim Deniallawsuit or want more information on how to get a Unum Disability Lawyer, feel free to click on the links.
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