Fixed Annuities and Financial Risk | Go To Retirement
I also suggest that you check the financial stability and credit ratings of the annuity insurance companies you are considering. You can do that at A.M. Best and at Standard & Poor’s. … read more…
Generating Insurance And Annuity Leads Using Squidoo Marketing …
Heard of Squidoo? I?ve only been using it a few weeks, but the website has major buzz and justifiably so. The site is an incredible marketing tool. Basically it?sa web page builder? You can build what they call lenses … read more…
Should You Consider Annuities Now | Van Insurance
Perhaps you have heard the phrase, more month left at the end of the money. It means simply you have more expenses than you have money to pay them at the end of the month. read more…
From Google Blog Search
Estate Planning Part 13 – Estate Assets Not Distributed by A Will
As we mentioned in previous articles, estate planning is the process of accumulating and disposing wealth before death of individual or estate owner including married couple. The most important goal o… read more…
Social Security Is Important – Especially Today
Social Security has been with us for sixty plus years – it’s hard to believe. The first Social Security check went out in the mail in 1940 even though President Roosevelt had signed the Social Securit… read more…
Why different pension annuities suit different people
After decades of working life, you are entitled to expect an adequate and reliable pension. But it will not simply fall into your lap and you will need to make decisions before your retirement date ar… read more…
From GoArticles.com
Resolved Question: Traditional IRA CD vs. annuity?
My traditional IRA CD matured this week, and the bank is pushing me to invest in a fixed annuity account via a large insurance corporation. This account is not guaranteed by FDIC but is secured 100% by Transamerica Financial Life Insurance Co. The difference is the interest rate. The traditional IRA interest is currently 3.3% for 3 years, and the insurance-based IRA CD is 3.55% for 5 years. If I want to be sure these funds are absolutely safe, which route should I take? How safe would the annuity be? Thanks!
Voting Question: Does anyone know if a license is required to sell certificates of deposit in FL?
I work in a call center for an insurance company that sells financial products such as annuities and certificates of deposit. We are being asked to “pre-sell” the CD’s even though we aren’t licensed insurance agents. We’ve been instructed to calculate APY’s on large sums of money, provide the terms of the CD’s, etc. None of us have been offered any training nor do we have financial backgrounds. Is this legal?
Yes there is a licensed insurance agent in our place of business. My question is: Is it legal to require an unlicensed person to answer specific questions regarding investing in a CD? My understanding of my job is that when a caller rings up, I’m to get their name and number, and pass it along to the licensed agent who can answer their detailed questions. I know nothing about rolling an IRA over into a CD, if the person is paid monthly or at maturity, etc. The catch is: This company is offering promo rate CD’s as a bait to entice consumers. Once they have an interested party in their office, they switch and try to sell them an annuity or other product. The agent doesn’t get paid one dime to sell a CD; his commission comes off the annuities.
And yes, I have been looking for another job for quite some time now.
Voting Question: What vendor should I use for my wife’s 403b?
She is in her 3rd year of teaching, and has put off for too long setting up her 403b. I am currently trying to set it up for her, but am not sure what vendor to use. For me, I have a 401k which i have through Fidelity and Standard Investments, both of which are not options through her district. Any advice on which of the following companies would be best to go with, I would appreciate it. It also has the option to go with multiple vendors, but not sure why or if i should do that. Thank you so much. Here is the list:
-Oppenheimer Funds
-ING Life Insurance & Annuity
-The Variable Annuity Life Insurance Company
-Horace Mann Companies
-Galic Disbursing Company
-Ameriprise Financial Services Inc.
-Metropolitan Life Insurance Company
-The Legend Group – ADSERV
-Lincoln Investment Planning Inc.
-First Investors Corporation
-Commonwealth Annuity and Life Insurance Company, for itself, Protective Life & Kemper Investors Life
-Thrivent Financial for Lutherans
-Waddell & Reed Financial Services
-AXA Equitable
-Security Benefit Group of Companies
-Securities America
A.M. Best Upgrades First Allmerica Financial Life Insurance Company & Affirms Commonwealth Annuity & Life Insurance Company
Posted by stevenkaye via A.M. Best Company BestWire Feed
WSJ/US Business: Annuity Rule Is Challenged: Insurance companies are challenging a Securities an.. http://tinyurl.com/ay6myw
Posted by mattkruse via Twitter
Genworth Life and Annuity Insurance and current …
Posted by yedda0 via Recent Questions on Yedda
A.M.Best Ratings on Annuity Insurance Companies
Posted by yedda0 via Recent Questions on Yedda
3 Tips to get Best Annuity Rates from Insurance Companies http://tinyurl.com/6hgmqo
Posted by cyberspirits via Twitter
3 Tips to get Best Annuity Rates from Insurance Companies
Posted by cyberspirits via Digital World
3 Tips to get Best Annuity Rates from Insurance Companies
Posted by cyberspirits via Digital World
3 Tips to get Best Annuity Rates from Insurance Companies
Posted by cyberspirits via Digital World
Recently Being Discussed on FriendFeed
Incoming search terms for the article:
No related posts.
Leave a comment