What Insurance Companies Do Not Tell You?
The reason is simple; Insurance doesn’t make us rich. A study conducted in Singapore shows that only 5 kinds of policies we should get for ourselves to have an adequate coverage: Death, Critical Illness, Hospital & Surgical, …  read more…

Searching For Cheap Life Cover and the Best Deal | Term Life
Critical Illness –Insurance – during critical illness cover is not particularly life insurance, you may have a useful form of insurance, as it pays for you as one of the critical illness insurance in your diagnosis. …  read more…

WARNING: FREE INSURANCE right here! Free Insurance Tips & Guide …
Critical Illness Insurance – A policy that pays out a lump sum on the diagnosis of life threatening illnesses indicated in the terms of the plan. Decreasing Term – A form of term life insurance where the death benefit decreases each …  read more…

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Life Insurance with Critical Illness Cover
Most people will have a life insurance policy, especially if they have taken out a mortgage. This will cover them in the event of their death, usually within a specified period of time. Not everyone…  read more…

Things to consider when getting a Life Insurance Quote
Life insurance plays a very important role in our lives. What makes it so very important is that, it guarantees a good future for the family of the policyholder, even when he is dead and is not presen…  read more…

Dangers of Do-It-Yourself Wills and Living Trusts
Estate planning is an essential part of life and death. In planning for our future and our family’s future, we must take stock of who we are, what our goals are, and how we want our estate distribute…  read more…

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Critical illness insurance, an additional layer of financial protection (News-Medical-Net)
As breast cancer awareness month winds to a close and pink ribbons symbolizing the brave fight against this disease take their place on survivors’ dressers, the fight continues. Putting the spotlight on this devastating disease has made people think about their own mortality and what would happen if they were diagnosed with a critical illness, says Frank N. Darras, America’s top Long Term …  read more…

Initial review of the House bill reveals three key components critical to people living with mental illness (News-Medical-Net)
On Thursday this week, House Democratic leaders presented a new health care overhaul bill that melds legislation passed by three committees over the summer and makes a series of changes to accommodate lawmakers’ concerns.  read more…

Breast Cancer and Critical Illness Insurance (redOrbit)
ONTARIO, Calif., Oct. 28 /PRNewswire/ — As breast cancer awareness month winds to a close and pink ribbons symbolizing the brave fight against this disease take their place on survivors’ dressers, the fight continues.  read more…

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Voting Question: Mortgage insurance Q. Can anyone give me sites, actual ins. co’s, or some good info on insurance specifically?
on Critical illness motg. ins., unemployment mortg. ins., and mortgage life insurance. I have googled it but only can come up with companies in canada or the UK. I live in the USA and want to deal with a company near me. I want to know all I can about each type. And is it less expensive than life insurance? I would think that it would be less, because it just pays off your mortgage, and the benefit amount would decrease as you pay down your mortgage. Any help is very much appreciated

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Voting Question: I have a Indian LIC Money plus plan 180 in 2007.Am I eligible for accident benefits,critical ilness bene?
I am Indian Citizen.An NRI.When i took LIC Money plus plan 180 in 2007 , i did not have any idea about investment and insurance. I have paid 3 premiums of Rs 20,000(ie Rs 60000) . till how long should i pay the premiums? am i eligible for risk cover as it is insurance and eligibleigble for accident benecriticalitcal illness benefits etc?
If not then can i avail these benefits in the same policy ? and how ? pls advise. My agent has vanished.

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Resolved Question: Has President Obama finally endorsed Hillary Clinton’s campaign detail of mandatory insurance coverage?
I was surprised to hear that President Obama finally conceded a former point of contention with candidate and now Secretary of State Clinton. Secretary Clinton, during the democratic primaries, pointed out that insurance must be made mandatory if you want to require insurance companies to cover pre-existing conditions. In today’s press conference President Obama pointed out that without universal coverage (which logically translates to a mandate) you can’t force coverage of pre-existing conditions, or else those with choice will opt out of paying for insurance until they get sick, and then they will go buy insurance in order to have the care for their illness covered. This has long been obvious to everyone with a brain (and even those with impaired brains after Secy Clinton pointed it out), yet candidate Obama argued against the point.

Today President Obama seems to have conceded this critical issue. It is the first time I have heard it from him, yet I am proud of him for listening to some of the arguments that have been made, and actually conceding one point on which he was previously mistaken.
We Won Get Over It: As an informed voter, that was my recollection of the issue from watching their televised debates, but I will provide a salon.com link discussing this specific point if you don’t believe me:

http://www.salon.com/news/feature/2008/02/21/healthcare/

  read more…

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