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The vocational disablement insurance: Consumer protectors have repeatedly pointed out that the vocational disability insurance among the casualty assurance is the most important assurance even. The loss of manpower is an existential … read more…
Bogleheads :: View topic – Disability insurance
At that time I had bought a Disability Insurance Policy by Guardian. I am in IT and I only chose to take $4000 month if I am disabled for more than 90 days. I do have the option to make Cost of living adjustment. … read more…
Bogleheads :: View topic – Disability insurance
My job is changing soon (physician) and will offer group disability insurance that covers the standard 60% of my salary — about what I’m making now. I have the option of supplementing that with additional coverage that I pay for, … read more…
From Google Blog Search
What is the Purpose of Having Disability Insurance?
Often referred to as disability income insurance, disability insurance is a type of insurance policy that inures that a person receives long term financial benefits in the event of an accident that le… read more…
Workers’ Compensation Law For Injured Workers
For nearly three decades, the Los Angeles law firm’s Workers’ Compensation attorneys have fought to obtain the full range of workers’ compensation benefits for employees who have suffered workplace in… read more…
Personal Injury, Workers Compensation Lawyers/Attorneys
Over the past 25 years, the law firm of Gordon, Edelstein, Krepack, Grant, Felton & Goldstein has established itself as a recognized leader in Personal Injury and Workers’ Compensation law in Southern… read more…
From GoArticles.com
Go the Extra Mile – Long Term Disability Benefits
Top five tips for filing a long term disability claim.
Open Question: What are options for time off from work if you aren’t covered under FMLA?
At the time I give birth, I will have been with my employer 10 months and not eligible for FMLA. Can I sign up for disability insurance through my employer in order to help with the cost of any time off, or do I simply have to take all of my vacation/sick time and hope I don’t need it the rest of the year? Thanks!
Open Question: if your 18 years old and disable?
hi…i’m just asking or asking some advices.well here’s the situation i have a friend here in states and doesn’t know what to do. His already 18 years old and his disabled so he already applies for disability and got approve. He also has an medical aid insurance, the problem is his insurance will be cut off when he turns 19. What possibilities can he do to solve this kind of situation? Is it possible that his disabilty will be cut off too?
THANKS FOR ANSWERING
Open Question: Getting long term disability reinstated & paying lawyer (NOT SSI/SSDI) (LONG!)?
I have been on disability for 14 years due to bipolar disorder that is very severe with very few, short periods of milder symptoms. I improved recently, as part of the normal bipolar cycle, but not enough to even return to work part time. The insurance company has interpreted my psychiatrist’s notes that I “improved” as a statement I am well enough to go back to work, full-time, despite my doctor of 8 years strongly stating that I could not go back to work. she was asked to state what my functional limitations were, (I suspect) right off the top of her head, in the phone call, and she couldn’t come up with them, but I don’t know for sure. I think she can clear all this up (but she is on vacation for 1 1/2 weeks) and of course the company didn’t ask for therapist or case manager or hospitalization or electroshock treatment records from last year before cancelling my benefits-I just got the termination letter. I didn’t know my case was being reviewed, so I could send them these things.
I think I should get a lawyer for my internal appeal, since this is a group policy under ERISA guidelines, which favor the insurance company. So I’m afraid to handle this on my own.
Is a lawyer going to take a case that is probably a sure-fire win, on the first appeal, but my benefit was only $1300 a month anyhow? It doesn’t seem worth their time to take the case, and these cases are much more involved than SSI/SSDI. How much do they charge? Has anyone had a denial overturned? In my case, the doctor’s stuff was clearly taken out of context, and there is lots of missing info. maybe people hardly ever win these disability denials – anything anyone knows is helpful.
I already get SSDI – the mental illness is very severe. The insurance company is way out of line. But the burden of proof is on ME.
Thanks!
The insurance company was already reducing my check by the SSDI check amount
I can’t see how this can go to trial (even though I am afraid) because I have so much medical evidence of severe mental illness. I think the decision will be overturned in the first appeal, but that is only $400 for the lawyer. (??)
Administative Position
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PetNurse (Garland)
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A Look into Disability Insurance
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Insurance and Financial Services Agent – Business Opportunity
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