Little danger interview memoir: What does the child buy to be sure …
Make insurance program, want above all advertent is to buy accident a place difficult of access, accident risk is in at any time. We are inside the process that talks about insurance, it is accident that I can say life venture. … Compere: Yes, I feel the child’s education still is pretty is important really, because very much now parents also may be,considering education Jin Fei often holds high, so from very small begin to consider these issues for the child. … read more…
Lodestar Solutions » Independents….High Risk at a Discount Price
High Risk at a Discount Price. As the economy continues to erode and companies cutback, it’s only natural that the consulting world is hit hard too. In other words, there are a lot of unemployed consultants that call themselves … REAL LIFE STORY! I have a client that we began working with about a year ago. They previously used another firm that had lost a lot of people, some of whom become “independents”. One such person had written an interface for them and they wanted … read more…
Life Insurance | Mortgage Protection Success | LifeInsurance …
A good agent uses that circumstance yo help a prospect realize the legitimate need for insurance. With the current economy peole tensd to with draw and become risk-averse in their decision making. An agent’s task is to use the situation so a … About the Author: Those wishing for a high paying career in insurance should examine EQUITA Mortgage where they can get exclusive mortgage insurance leads · Life Insurance. Tags:Life Insurance Technorati Tags:Life Insurance … read more…
From Google Blog Search
The Future of Long Term Care and Medicaid in US
Medicaid is a means-tested public assistance program. In a word, welfare. It is supposed to be the public assistance safety net that guarantees access to quality long-term care for people who are fina… read more…
Hospital resurrects practice of making house calls : Cheryl Powell
Marian Graham doesn’t need to leave her house to find a medical home. About once a month, Dr. Bill Zafirau checks in on the 91-year-old Akron resident, who is dependent on supplementary oxygen.
”Y… read more…
Preventative Care and Your Insurance Plan
Preventative care is vital in catching dangerous diseases in their early stages and can go a long way towards helping you live a full and healthy life. There are specific recommendations for each age… read more…
From GoArticles.com
Open Question: Consumer Math Help Plzzz?
1. What type of reports do Equifax, TransUnion, and Experian produce?(1 point)
income studies
credit reports
crime rate statistics
bankruptcy filings
2. How long does a negative notation on your credit report last? (1 point)
one year
ten years
seven years
forever
3. When buying or selling a used car, what’s the best resource on finding an accurate price? (1 point)
Cheryl Red Book
Kelley Blue Book
Paul Pink Book
Newspaper Advertisements
4. If you drive more than 15,000 miles each year, you should lease a car instead of buying one. (1 point)
True
False
5. 401-K’s and IRA’s are examples of what? (1 point)
Debt Consolidators
Stock Markets
Retirement Accounts
Checking Accounts
6. What type of insurance pays you a monthly cash benefit in the event you’re injured and cannot work? (1 point)
Automobile Insurance
Long Term Care Insurance
Disability Insurance
Life Insurance
7. Your annual household income is a part of your credit score calculation. (1 point)
True
False
8. A credit card is an example of what kind of credit: (1 point)
Deferred
Revolving
Interest-Free
Recurring
9. If you have a low credit score, you’ll pay more for insurance. (1 point)
True
False
10. An individual who prefers high risk investments with a (possibly) high-reward is called: (1 point)
Risk-finding
Risk-taking
Risk-seeking
Risk-searching
11. Wealthy people and companies that invest money in startup companies in exchange for a large share of future profits are called what? (1 point)
Venture capitalists
Loan sharks
Loan officers
Risk-averse
12. When someone prefers to invest and participate in the founding of new companies instead of investing in savings instruments or the stock market they would be called what? (1 point)
Risk-averse
Entrepreneurial
Unilateral
Risk-finding
13. What federal program makes sure your bank deposits are never lost due to bank bankruptcy? (1 point)
The Federal Deposit Insurance Corporation
The World Bank
The Securities and Exchange Commission
The Federal Reserve Bank
14. What is the single best way to increase your long-term income? (1 point)
receive a promotion
receive a merit pay increase
increase your educational level
invest in startup companies
15. What is the best way to decrease your expenses? (1 point)
pay down any outstanding credit cards
get a smaller apartment/house
sell your automobile
diversify
16. Which of the following expenses would be considered discretionary expenses? (1 point)
rent
electricity
credit card payments
magazine subscriptions
17. When an asset (something of value) is always connected to the ground and cannot move – it is called what? (1 point)
Liquidated
Real Property
Collateral
Real Estate
18. Expenses such as electricity, telephone service, and water service are called what? (1 point)
Bills
Debt
Utilities
Revolving Credit
19. The money you pay to an insurance company to insure your property or asset is called what? (1 point)
An insurance premium
An insurance deductible
An insurance payment
Insurance coverage
20. When an asset (something of value) such as an automobile or home is voluntarily sold for cash, it would be considered what? (1 point)
Refinanced
Liquidated
Collateral
Repossessed
21. Documentation from an insurance company that states what item or property is insured and the amount that you will receive if the property is destroyed is called what?
(1 point)
An insurance premium
An insurance declaration
An insurance policy
An insurance deductible
22. An Emergency fund should be made up of what? (1 point)
Real property
Savings instruments
Stock
Cash Only
23. The amount of money you’re likely to make in a lifetime is called what? (1 point)
tax bracket
income potential
taxable income
equity
24. When inflation is high, on a daily basis the money in your pocket becomes what? (1 point)
Worth more
Worth less
Liquidated
Discretionary spending
25. A numerical comparison between two figures is called what? (1 point)
a ratio
a percentage
a sum
a difference
26. When your credit score is poor, your mortgage interest rate will be: (1 point)
Higher
Lower
27. A revolving credit account where the cardholder must pay the full account balance each month is called what? (1 point)
a charge card
a debit card
a credit card
a gift card
28. In a list of numbers placed in numerical order, the middle number is called what? (1 point)
the average
the median
the difference
the total
29. A FREE warranty from an automobile manufacturer that covers any and all mechanical problems for a specified period from the purchase date is generally called what? (1 point)
Supplemental insurance
Bumper-to-Bumper warranty
Manufacturers extended warranty
Sellers guarantee
30. A short-term financial goal is achieved within what time period? (1 point)
10-25 years
1-12 months
1-5 years
30 years
31. E
Voting Question: please pleaseee help with Consumer Math B Final!! I need this grade!! please!!! part 2?
26. When your credit score is poor, your mortgage interest rate will be: (1 point)
Higher
Lower
27. A revolving credit account where the cardholder must pay the full account balance each month is called what? (1 point)
a charge card
a debit card
a credit card
a gift card
28. In a list of numbers placed in numerical order, the middle number is called what? (1 point)
the average
the median
the difference
the total
29. A FREE warranty from an automobile manufacturer that covers any and all mechanical problems for a specified period from the purchase date is generally called what? (1 point)
Supplemental insurance
Bumper-to-Bumper warranty
Manufacturers extended warranty
Sellers guarantee
30. A short-term financial goal is achieved within what time period? (1 point)
10-25 years
1-12 months
1-5 years
30 years
31. Either party involved in a contract can change typed passages by writing the changes on the document and then having both parties initial next to the change. (1 point)
True
False
32. If your credit score is low, or you don’t have established credit, a person that does have good or established credit will have to what? (1 point)
co-sign on the debt
assign the debt
guarantee the debt
A and C
33. What is the most important part of a contract to read? (1 point)
The bold passages
The fine print
The period of performance
The payment schedule
34. All charge card and credit card companies must send you a copy of the terms of your cardholder agreement if you request it in writing. (1 point)
True
False
35. When paying for medical care, the portion of the total cost you pay out-of-pocket for prescriptions and/or doctor visits (after insurance) are called medical: (1 point)
Supplements
Co-pays
Premiums
Deductibles
36. Supplemental insurance policies can pay you regular income for: (1 point)
Long-term disabilities
Injury disabilities
Cancer treatment
All of the above
37. The reduction of value of an asset (something of value) over time due to normal usage is called what? (1 point)
Depreciation
Appreciation
Decay
Inflation
38. What are considerations to think about when planning for retirement? (1 point)
Time to retirement
Planned quality of life
Current savings
All of the above
39. Experian, TransUnion, and Equifax are all involved in collecting information that results in a report of your: (1 point)
Income
Debt to Income Ratio
Credit Score
Interest Rate
40. The retail price of a brand-new automobile is also known as? (1 point)
The wholesale value
The sticker price
The Kelly Blue Book price
The dealer price
41. When you’re retired or disabled, what government institution pays your regular monthly income based upon contributions you made while working? (1 point)
The Social Security Administration
Medicare
Medicaid
Elderly Assistance Institute
42. When you have a fixed amount of income each month, with no expectation of an increase or decrease in the amount you receive you’re living on a what? (1 point)
Variable income
Fixed income
Poverty line
Low-income subsidy
43. The amount of goods and services you can buy with your money is referred to as what? (1 point)
Inflationary spending
Bartering
Purchasing power
The exchange rate
44. The simplest form of a loan contract between two individuals is called what? (1 point)
Exchange agreement
I.O.U.
Borrowing agreement
Lending agreement
45. If your down-payment on a home is GREATER than 20% of the total value, you’ll generally have to purchase Personal Mortage Insurance. (1 point)
True
False
46. The metaphor for your main income sources during retirement is what? (1 point)
The four-legged dog
The three-legged stool
The three-pronged attack
The four-legged stool
47. Mortage loans have lower interest rates (and lower risk to lenders) than automobile loans, why? (1 point)
The bank will always know where to find a house
Automobile loans have smaller loan amounts
Automobiles can be hidden from repossession
A and C
48. The payment schedule on a mortage is created using what? (1 point)
An amortization table
A balance-due spreadsheet
An equity schedule
A principal repayment plan
49. If you’re living “beyond your means” it’s likely you’ll eventually go bankrupt. (1 point)
True
False
50. The type of card that is linked to your checking account and doesn’t accrue interest is called what? (1 point)
a charge card
a credit card
a debit card
a revolving card
Voting Question: please pleaseee help with Consumer Math B Final!! I need this grade!! please!!! part 1?
1. What type of reports do Equifax, TransUnion, and Experian produce?
(1 point)
income studies
credit reports
crime rate statistics
bankruptcy filings
2. How long does a negative notation on your credit report last? (1 point)
one year
ten years
seven years
forever
3. When buying or selling a used car, what’s the best resource on finding an accurate price? (1 point)
Cheryl Red Book
Kelley Blue Book
Paul Pink Book
Newspaper Advertisements
4. If you drive more than 15,000 miles each year, you should lease a car instead of buying one. (1 point)
True
False
5. 401-K’s and IRA’s are examples of what? (1 point)
Debt Consolidators
Stock Markets
Retirement Accounts
Checking Accounts
6. What type of insurance pays you a monthly cash benefit in the event you’re injured and cannot work? (1 point)
Automobile Insurance
Long Term Care Insurance
Disability Insurance
Life Insurance
7. Your annual household income is a part of your credit score calculation. (1 point)
True
False
8. A credit card is an example of what kind of credit: (1 point)
Deferred
Revolving
Interest-Free
Recurring
9. If you have a low credit score, you’ll pay more for insurance. (1 point)
True
False
10. An individual who prefers high risk investments with a (possibly) high-reward is called: (1 point)
Risk-finding
Risk-taking
Risk-seeking
Risk-searching
11. Wealthy people and companies that invest money in startup companies in exchange for a large share of future profits are called what? (1 point)
Venture capitalists
Loan sharks
Loan officers
Risk-averse
12. When someone prefers to invest and participate in the founding of new companies instead of investing in savings instruments or the stock market they would be called what? (1 point)
Risk-averse
Entrepreneurial
Unilateral
Risk-finding
13. What federal program makes sure your bank deposits are never lost due to bank bankruptcy? (1 point)
The Federal Deposit Insurance Corporation
The World Bank
The Securities and Exchange Commission
The Federal Reserve Bank
14. What is the single best way to increase your long-term income? (1 point)
receive a promotion
receive a merit pay increase
increase your educational level
invest in startup companies
15. What is the best way to decrease your expenses? (1 point)
pay down any outstanding credit cards
get a smaller apartment/house
sell your automobile
diversify
16. Which of the following expenses would be considered discretionary expenses? (1 point)
rent
electricity
credit card payments
magazine subscriptions
17. When an asset (something of value) is always connected to the ground and cannot move – it is called what? (1 point)
Liquidated
Real Property
Collateral
Real Estate
18. Expenses such as electricity, telephone service, and water service are called what? (1 point)
Bills
Debt
Utilities
Revolving Credit
19. The money you pay to an insurance company to insure your property or asset is called what? (1 point)
An insurance premium
An insurance deductible
An insurance payment
Insurance coverage
20. When an asset (something of value) such as an automobile or home is voluntarily sold for cash, it would be considered what? (1 point)
Refinanced
Liquidated
Collateral
Repossessed
21. Documentation from an insurance company that states what item or property is insured and the amount that you will receive if the property is destroyed is called what?
(1 point)
An insurance premium
An insurance declaration
An insurance policy
An insurance deductible
22. An Emergency fund should be made up of what? (1 point)
Real property
Savings instruments
Stock
Cash Only
23. The amount of money you’re likely to make in a lifetime is called what? (1 point)
tax bracket
income potential
taxable income
equity
24. When inflation is high, on a daily basis the money in your pocket becomes what? (1 point)
Worth more
Worth less
Liquidated
Discretionary spending
25. A numerical comparison between two figures is called what? (1 point)
a ratio
a percentage
a sum
a difference
without history there is no data
Posted by noahdavidsimon via ???? ????? ?????
Eat a bag of dicks, California evangelists.
Posted by akiva via FriendFeed
I’m bored. Tell me sometime I don’t know about you. I’ll go first: I was voted most likely to make it in the NFL for my senior superlative. The yearbook staff didn’t like me much.
Posted by isthisstupid via FriendFeed
Life Insurance Agents Exceptional Opportunity to Earn! (DFW)
Posted by dallaslistings via craigslist | all jobs in dallas
Looking for Investor–Profitable Equity Trader (DFW)
Posted by dallaslistings via craigslist | all community in dallas / fort worth
Looking for Investor–Profitable Equity Trader (DFW)
Posted by dallaslinks via craigslist | all community in dallas / fort worth
THIS CONTEST IS OVER, PLEASE DO NOT COMMENT ON THIS ANY MORE. Thank you.
Posted by scobleizer via FriendFeed
Life Insurance Agents Exceptional Opportunity to Earn! (DFW)
Posted by dallaslistings via craigslist | all jobs in dallas
Recently Being Discussed on FriendFeed
Leave a comment