Insurance Information : How to Determine if You Need Life …
Determining whether to get life insurance is often based on whether a person has dependents or a large estate. Find out whether you need life insurance with tips from an insurance agent in this free video on insurance information. …  read more…

Cantor tells agents Congress should be 'helping small business …
Large amounts of life insurance are purchased every year after people realize… [Continues]. LTC INSURANCE: Corporate-pay LTC is next best thing to deferred compensation · HSAs: Agents can plan now for retirees’ medical costs …  read more…

Life Insurance Forum: Words to Ponder
Life Insurance Forum. A platform for everyone of life insurance agents to gain access to insurance ideas easily, globally i.e. contribution of the agents, by the agents, for the agents. …  read more…

From Google Blog Search

Probated: How to Avoid the Probate Process
Probated is the process used to appraise and validate property holdings of a person who has died. By law, everything a person owns must undergo the process of probate. This includes cash, financial po…  read more…

Tips for First-Time Home Buyers
Buying a home is probably the most important investment in a person’s life. No other purchase has as much emotional attachment as the place where a person may spend many years, if not the rest of the…  read more…

Traveling On A Budget – Part 1
Here?s to finding some savings and cash tips as you explore these pages and the world!

Maybe you are in the early phases of planning or booking your trip, shopping around online or checking some we…  read more…

From GoArticles.com

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Open Question: LIFE INSURANCE AGENCY?
I WISH TO WORK AS A LIFE INSURANCE AGENT BUT GIVEN SO MANY OPERATORS IN INDIA I AM A BIT CONFUSED. WHICH COMPANY IS THE BEST HERE FOR MY PRPOSE?

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Open Question: Can I get my insurance license in Ohio with a misdemeanor?
I have 2 misdemeanors for shoplifting (within a week of each other-I was a very stupid selfish 18 year old) in 2000. I have been offered a position with an insurance company where I must be licensed. I have been looking online at the Ohio Revised Code and believe that because I am not a convicted felon or a registered sex offender that my licensing would depend on the superintendent of the Ohio Department of Insurance. I believe I have a pretty good chance if that is the case. I was very stupid and very young and have not gotten in trouble since. I know no one can give me a definitive answer either way but I’d like some advice. I have been looking for a new job for months. I am really excited about this position. It’s a clerical position where I could be promoted to agent with the company later on. I like the employees. I like the atmosphere. I like the work. But I don’t want to work there for 6 weeks (their training period) and then be sent to insurance school at the company’s expense, pass the test, just to be told that there is no way I can get my license in the first place. I’d really like some advice. Please, I have been living the nightmare of trying to fix my life after this. I don’t need comments on how bad shoplifting is. I would change everything if I could. But I’m glad I got caught when I did, before I went all the way down a very bad path. Thanks in advance for your help. If you quote something from Ohio Revised Code could you please list the number here? Thanks again!
I am not asking if I can get life insurance. I am asking if the licensing information I have been given is correct.

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Open Question: Taught to buy Whole Life Insurance. Why do you only get the death benefit then? Where does the savings go?
I have been told my whole life to buy cash value life insurance (whole life, universal, etc) because that was like ‘owning’ your policy. When my grandfather died though, he had over $80,000 in his ‘cash value’ policy with Northwestern Mutual. When my grandmother went to collect, they only gave her the regular face amount of the policy and keep the cash value of $80,000. He paid a ton of money into this policy for his life insurance AND savings plan to pass on to his family, but in fact we only got ONE of them when he died? Obviously I am questioning if this is still a good plan. Is cash value life insurance really worth what these agents are selling it as because right now they seem like scam artist.

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