Life Insurance Application

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Posted November 28, 2009 at 8:54 am

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The life insurance company can access information from the MIB – Medical Information Bureau from all member companies. In addition they ask you on the application. The application becomes part of the life insurance policy which is a … read more…

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In case something bad happens to you during all this time your appointed beneficiaries will receive the death benefit from the insurance company. You select the beneficiaries when you fill in your insurance application but if you change … read more…

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Insurance is something you buy ahead of time. If you have serious health risks, the best term life insurance quote online might be much more expensive or unavailable. How do you decide when to purchase? Lets examine the whys and hows. … Their database will link you to quotes from a variety of insurance companies online. Once you have chosen a quote which seems amenable to you, select the insurance company and request an application. … read more…

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From GoArticles.com

Life Insurance 101: How Long to Buy Life Insurance Online

Understand the basics of life insurance and learn how long it takes to buy Life Insurance, presented by Efinancial.com’s Vicky Gulvalson.

Voting Question: Do you believe this Health Care Bill is about Health care?
The following comment is from a retired attorney and constitutional law instructor who states he has read the entire health care bill and has some comments, not about the bill, but about the impact upon our Constitution. It’s a broader picture than just health care reform.

Looks like something to sit up and pay attention to; once this sort of thing happens, it will be irreversible.

THE TRUTH ABOUT THE HEALTHCARE BILLS ?

Well, I have done it! I have read the entire text of proposed House Bill 3200: The Affordable Health Care Choices Act of 2009. I studied it with particular emphasis from my area of expertise, constitutional law. I was frankly concerned that parts of the proposed law that were being discussed might be unconstitutional. What I found was far worse than what I had heard or expected.

To begin with, much of what has been said about the law and its implications is in fact true, despite what the Democrats and the media are
saying. The law does provide for rationing of health care, particularly where senior citizens and other classes of citizens are involved, free health care for illegal immigrants, free abortion services, and probably forced participation in abortions by members of the medical profession.

The Bill will also eventually force private insurance companies out of business and put everyone into a government run system. All decisions about personal health care will ultimately be made by federal bureaucrats and most of them will not be health care professionals. Hospital admissions, payments to physicians, and allocations of necessary medical devices will be strictly controlled.

However, as scary as all of that it, it just scratches the surface. In fact, I have concluded that this legislation really has no intention of providing affordable health care choices. Instead it is a convenient cover for the most massive transfer of power to the Executive Branch of government that has ever occurred, or even been contemplated. If this law or a similar one is adopted, major portions of the Constitution of the United States will effectively have been destroyed.

The first thing to go will be the masterfully crafted balance of power between the Executive, Legislative, and Judicial branches of the U.S. Government. The Congress will be transferring to the Obama Administration authority in a number of different areas over the lives of the American people and the businesses they own. The irony is that the Congress doesn’t have any authority to legislate in most of those areas to begin with. I defy anyone to read the text of the U.S. Constitution and find any authority granted to the members of Congress to regulate health care.

This legislation also provides for access by the appointees of the Obama administration of all of your personal healthcare information, your personal financial information, and the information of your employer, physician, and hospital. All of this is a direct violation of the specific provisions of the 4th Amendment to the Constitution protecting against unreasonable searches and seizures. You can also forget about the right to privacy. That will have been legislated into oblivion regardless of what the 3rd and 4th Amendments may provide.

If you decide not to have healthcare insurance or if you have private insurance that is not deemed “acceptable” to the Choices Administrator” appointed by Obama there will be a tax imposed on you. It is called a “tax” instead of a fine because of the intent to avoid application of the due process clause of the 5th Amendment. However, that doesn’t work because since there is nothing in the law that allows you to contest or appeal the imposition of the tax, it is definitely depriving someone of property without the “due process of law.

So, there are three of those pesky amendments that the far left hate so much out the original ten in the Bill of Rights that are effectively nullified by this law. It doesn’t stop there though. The 9th Amendment that provides: “The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people; ” The 10th Amendment states: “The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are preserved to the States respectively, or to the people.” Under the provisions of this piece of Congressional handiwork neither the people nor the states are going to have any rights or powers at all in many areas that once were theirs to control.

I could write many more pages about this legislation, but I think you get the idea. This is not about health care; it is about seizing power and limiting rights. Article 6 of the Constitution requires the
quier k : I deleted his name for obvious reasons but I left the site that all of this can be verified.
Liberals you can ignore this all you want as expected. But it is not a interpretation it is all factual. I know you hate the truth because it makes Obama look bad . This administration is the most corrupt ever in USA history!

Resolved Question: Résumé help much appreciated?
Would appreciate comments/criticism on my résumé.
The format is amazing on Word, and I’m not interested in changing it – only the content. Thanks!

Wesley D. N******
(423) 525-**** cell ? (706) 259-**** home ? ***********@gmail.com

___________________________________Education___________________________________

Overview

B.S., Business Management, Liberty University, Lynchburg, Virginia 3.23 GPA December 2009

Major Course Experience (selected)

Microcomputer Applications
?Skills Learned: Working knowledge of the intricacies of MS Word, MS Excel, MS PowerPoint, and MS Access. Perfected the ability to effectively use MS Word, Excel, and Access in a business setting in order to maintain simplicity while escalating the business; through effective PowerPoint presentations, integration of Excel into accounting projects and webpage design.
?Applied Projects: Developed and maintained worksheets throughout the semester detailing various business calculations used in our text. Regularly integrated data from one application to another.
Small Business Entrepreneurship
?Skills Learned: Learned to analyze the steps involved in formulating and managing a small business within a dynamic environment.
?Applied Projects: Wrote a full business plan focusing on areas such as idea conception, feasibility, planning, financing, legalities, marketing, operations, and management.

__________________________________Experience___________________________________

Orders and Inventory Manager, Value Carpets, ********, Georgia 2008 – 2009
Controlled inventory, and managed order compilation
?Worked and oversaw order logistics, personally assessing and analyzing to ensure product and inventory efficiency for buyers such as Bass Pro Shops, Inc.
?Gained valuable analytical experience and problem solving skills under the direct supervision of the companies vice president/owner

Teleservices Representative, Publishers Circulation Fulfillment, *********, Florida 2007 – 2008
Assigned responsibilities with the nation’s #1 circulated newspaper—The New York Times
?Provided excellent customer service by meeting current customer needs
?Generated new contacts and qualified leads
?Consistently produced sales above the national average

Teleservices Representative, Choicepoint Precision Marketing, *********, Florida 2006 – 2007
Assigned responsibilities with the nation’s largest insurance leads force—Choicepoint
?Generated new contacts and qualified leads for Auto, Home, and Life insurance
?Consistently produced sales above the national average

_________________________________Extra curricular________________________________

Professional
Owned and operated a family business for three years.
?Applied a variety of managerial skills including personnel, financial, inventory, and customer service oversight

Personal
President/Treasurer of College Beta Kappa Delta Collegian (a student group of 80+ people)
?1 year
Active in community outreach programs
?Master Clubs(similar to Awana), Relay for Life, Adopt-a-Highway

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