Life Insurance & Taxes
Life insurance benefits are typically received tax-free and some policies enjoy tax-deferred growth. Find out more about the tax status of your policy. read more…
Insurance That You Don't Need | Finance, Rate Money, insurance …
If you are single and there isn’t anyone who is counting on the money that you earn for their daily living expenses, then there isn’t any reason to have life insurance. Life Insurance For A Child: Life insurance policies aimed at children … If you do need it, opt for doing it through AAA or your own insurance where you’ll receive better benefits for a less expensive price. While your circumstances may be different than the average person, if you have – or are thinking … read more…
Cheap Whole Life Insurance Quotes – Advantages of Getting Whole …
In other words, the price or premium you have to pay monthly is influenced by the sum of the death benefit and also by your health, your occupation and your age. Young people get better whole life insurance policies. … read more…
From Google Blog Search
How Easy it is to Get Free Life Term Quotes Online
Learn More about Free Life Term QuotesObtaining the Free Life Term QuotesIf you’re a person who is intending to get any kind of insurance or looking for the best acceptable one… read more…
Children’s Insurance – The Best Gift For Baby
Some people have the weakness of underrating kids. This could be seen in how quickly they brush off ideas of children or how less they pay attention to the children. If you are the type that has th… read more…
Secure Your Child’s Future With Life Insurance Policy For Child
All parents love their children. They not only wish a long life for their child but also wish to see that the child grows up and becomes successful in his life. Death of a child is never comprehens… read more…
From GoArticles.com
Open Question: Should I ask to be the beneficiary?
My 72 year old grandfather is very ill. He has a lot of life insurance policies scattered around. But, this is my real concern. My grandparents raised me since I was 4 months old. My grandmother passed away November 2007. She had bank accounts and a policy and the bank account money was given to my two aunts. They are 40 and 45 years old. I feel offended by that because, I was the one that lived with her up until and while she got sick. I was the one who used to lose sleep and wake up to her crying in pain. I suffered with her. When she passed, I lost my best friend. She passed away in front of me. My aunts only came around during the day when she was fine and fixed her dinner. But, I WAS THERE the whole time. When it came time to read her will, they didn’t let me know about when they were meeting the lawyer and later said to me, “oh yeah, you got her clothes, jewelry and furniture.” When I asked about her bank account, they looked shocked because they didn’t know that I knew about it. I got worldly things that I don’t need although I cherish them and they got money that could’ve helped me tremendously in life.
NOW…my grandfather (their father) is sick. All of a sudden, one of my aunts is VERY pushy. She is going behind his back (in my apartment that I share with him) while he is now in the hospital and searching through his safe and personal belongings. She mentioned that he wanted to be cremated and “i wanna know who is his beneficiary and executor of estate.” I don’t feel she should be the beneficiary at all. She’s a single 45 year old working woman with no children. I’m 22 years old, with debt that my birth mother created and I’m struggling on my own through school. I feel that I would best benefit from this if I was the beneficiary of his insurance policies. BESIDES, she was awarded money from my grandmother and she saving it for this “house” she claims she’s getting and she goes shopping all the time.
I’m depressed because of all of this. At times like this I would consult my grandma but, now I’m all alone and I’m not sure what I should do…
Some may view it as tacky but, I’m not meaning to sound money hungry. My grandfather is very secretive and we know he doesn’t have a will. It’s just that this one aunt that I have is being very pushy about money! She talking about how he never paid for a wedding so, she deserves something, she doesn’t want my uncle (who left home at 18 to join the military over 30 years ago) to have any money because he wasn’t around. I’m hurt by all of this because, I will be the one left alone with messed up credit and debt because of my birth mother using my social security number. My aunt just wants the money to buy a house and go shopping. Where as I need it to start a freaking life.
I know he should decide what he should do with his estate but, as a family I want him to know how I feel about the situation. And plus he doesn’t know she’s plotting by going through his stuff.
Open Question: Should I marry my boyfriend for the military benefits?
So here is my situation. I am 19 years old and my boyfriend is 20. We’ve been dating for about a year now and he’s always expressed interest in the military. Just recently he has decided to go active duty in the Army. I’m not worried about his safety as he is smart enough not to pick infantry or other dangerous MOS’s, but he will be gone for four years.
Right now I am in a lot of debt due to teenage irresponsibility and I work 40 hours a week making pretty pitiful wages. I’m enrolled in school part time but I’m really feeling the crunch because I don’t make enough money to take very many credits and it will take me years to earn even my associates.
His idea is for us to marry and for me to travel with him wherever he is based. The pros are that I will be close to him, I will have free housing, insurance, etc. AND I’ll be able to go to school for free/cheap. He tells me that he loves me and he doesn’t want to leave without me and that he’s happy that he can finally be able to take care of me like he should. (He’s recently unemployed and on a suspended license so I’m pretty much his sugar mama.)
However, I feel as if he is planning this without me. He already has our whole lives planned out: that we’re going to see the world, get educated, repair our finances, gain experience and responsibility and after his time is up we’ll come back home and start a life together here.
But here’s my problem. We’ve only been dating a year. I do love him, very much, and I know that he loves me, but I really don’t think we’re ready. We used to fight all the time, and true we’ve resolved those issues, but I still don’t feel that we’re ready for that step. His mother had an idea that we can just tie the knot in court for the benefits and then have an actual wedding ceremony a year or two later when we really feel emotionally prepared for marriage but I’m unsure.
Any advice? I would actually love to go. I’ve lived in the same town my whole life and I’m ready for something new. I’m a bit of a loner so I would do just fine when he’s gone for weeks at a time and I’d love to be able to just attend school and not have to worry about the finances. And I love him so much I couldn’t stand being without him for four years, especially since I’m in this rut right now.
I guess I’m just interested in some objective opinions, as my family is biased against it and his is biased towards it. I’m leaning towards it myself but I’m worried it would be a rash decision. Thoughts?
Oh and for the record, I’m not religous at all so for me marriage is not a “holy matrimony, til death do us part”, it’s a legal institution that just so happens to be practiced in our country. Strange maybe, but that’s how I feel. Thank you for your answers so far, though. 
Open Question: Economic Homework that is tested – Are my answers correct?
1. The supply curve for a monopoly
is the marginal revenue curve
* is the marginal cost curve
is the total revenue curve
is the total cost curve
does not exist
2. Monopolization of a previously competitive market leads to
reduced production and product quality and increased costs and prices
* increased production and higher prices
increased production, product quality and prices
all of the above
none of the above
3. Which of the following best characterizes a cartel arrangement?
open competition
shared competition
monopsony
* shared monopoly
monopolistic competition
4. The relatively high salaries paid to professional athletes reflect their contribution to team revenue
*the exploitation of fans
their contribution to society’s general well-being.
the success of labor union representation
the social value of professional sports
5. A country has a comparative advantage in the production of any good that it can produce
at a lower absolute cost than can other countries
with less labor than can other countries
with a smaller sacrifice of some alternative good or service than can other countries
*for export
all of the above
6. The price of one nation’s currency in terms of another is called
*the exchange rate
the international trade rate
tariff
a balance of trade account
a capital account
7. Leakages in the circular flow consist of
savings, taxes, and exports
*savings, investment, and exports
government spending, investment, and exports
savings, taxes, and imports
investment, taxes, and imports
8. An automobile factory worker unemployed because a robot now has his job is a victim of
*structural unemployment
cyclical unemployment
underemployment
frictional unemployment
seasonal unemployment
9. Inflation is most likely to benefit
*savings bank depositors
debtors
life insurance policyholders
persons living on fixed pensions
creditors
10. Decreasing excess reserves in the banking system is a means of curing
shortages
*demand-pull inflation
profit-push inflation
unemployment
none of the above
11. The longest sustained period of economic growth in modern U.S. history occurred during the
1920s
1950s
1970s
1980s
*1990s
12. The size of government is growing at
a slower rate than the economy
approximately the same rate as the rest of the economy
*a faster rate than the rest of the economy
none of the above
all of the above
13. Which of the following is an example of a collective good or service?
a public highway
free cheese offered by the government
food stamps
*social security
automobiles
14. The largest social insurance program in the United States is
*social security
entitlement programs
private insurance programs
welfare programs
transfer programs
15. Current projections estimate that the Social Security Trust Fund will be depleted
around 2010
around 2015
around 2020
*around 2040
around 2200
16. Profits serve no useful purpose in a private enterprise economy and should be taxed away by the government.
True
* False
17. Barriers to entry are often created by governments.
True
* False
18. Professional sports leagues are both cartels and monopsonies.
*True
False
19. The “civic pride” enjoyed by a major league city has no economic value.
True
* False
20. The euro will increase the transaction costs of trade between nations who are members of the European Union (EU). True
*False
21. Today, custom unions or free trade zones can be found on every populated continent of the world. *True
False
22. Unemployment will increase if the minimum wage increases. 3)
True
* False
23. An increase in the money supply increases aggregate demand.
*True
False
24. The annual growth rate in the money supply has been held constant by the Federal Reserve.
True
* False
25. The discount rate is the ratio of demand deposits to reserves that banks have to maintain. True
* False
26. The U.S. government spends less than 1% of GDP on research and development each year.
True
* False
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