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Life Insurance: Have A Better Understanding | information-overload
Many people seem to underestimate the importance of life insurance. Without life insurance most people are unable to manage the risk of financial loss in the event of the death of you or a loved one.  read more…

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We may all be feeling the bite from the dreaded ?Credit Crunch? but it?s not all doom and gloom and it certainly doesn?t mean that we can?t still enjoy life! Follow our guide to the top 10 tips to bea…  read more…

Compare California Individual Health Insurance Rates Online
If you are shopping for California individual health insurance the Internet can be one of your best resources for comparing plans, getting price quotes for the coverage you want and ultimately finding…  read more…

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Due to the current economic situation, it has been found that people are cutting back on essential policies like life insurance, in an attempt to save cash. In fact, whilst a third of Britons say t…  read more…

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Resolved Question: Suspended account, why?
This morning, I logged on and my account was suspended and I have no idea why. I have filled in the form to appeal, but find it a disgrace.

I was on level 5, and I believe have never violated the rules.

I have had a few answers removed, which I feel was unjustified, 3 examples was this:

Example 1:
Question: can a finance company take into consideration your disability money ?

Deleted Answer: This may help: http://www.adviceguide.org.uk/wales/life/debt.htm

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Example 2:
Question: Car Insurance 19years old ?

Question Details: Hello, im looking to insure and Renault clio 182 and im just wondering if you wonderful people know anywhere i could get it cheaper than £2600!!!

Deleted Answer: Various comparison sites such as: http://www.moneysupermarket.com http://www.uswitch.com http://www.confused.com

———————————————————————————-

Example 3:

Example 3:
Question: Do you have any money saving tips?

Deleted Answer: I found this useful: http://www.moneysavingexpert.com

————————————————————————
In response to example 1, which I recieved yesterday, I emailed to appeal the answer, which I wrote:

“Instead of me telling you why I feel it was removed in error, how about YOU tell me WHY instead.

Read the question and my answer and visit the link, CAB (CITIZENS ADVICE BUREAU) is a UK FREE service.

I demand an explaination of in writing why you feel I have broken the rules.

Thank you,
Craig”

——————————————————————

Was it because of the email I got my account suspended?
The links I was posting, which I fail to see what I did wrong?
Do you know who the CEO is?
An email address?
This may stupid, but what is a troll? How does it work? lol
I don’t know if it will work, but if anyone wants to my answers, my user name is:
welshlad_82

  read more…

Resolved Question: Which should I choose: hospitalization, incarceration or homelessness?
A lot of background may be needed to see why I feel these three options are the only ones available to me but I do not have the desire or space with which to outline all the variables leading up to this point.

I have been diagnosed at various times in my life with various mental ailments. I have been labeled majorly depressed, told I have ADHD, diagnosed with Anti-Social Personality Disorder, or some combination of all three.

I should tell you that I do not have much faith in psychology as a science capable of curing. I know they can treat and counsel but I have never heard of a person cured from depression or ADHD or a personality disorder. It just doesn’t happen. I do not have money or insurance for a prolonged medical stay and medication. I have been hospitalized in the past and never felt as though I truly received anything of value. I never felt as though I belonged. It always made me feel as though I functioned fine in comparison to some others. I think hospitalization should be reserved for people who are a danger to themselves or to others and I have not reached that point… yet.

Though, there is something to be said about a warm bed and three meals a day.

Incarceration also offers three meals a day and a warm bed but it carries its own dangers as well. Once you are in you stay in until you are released. I have also been incarcerated before, for five years. I am relatively confident I could survive it again if I needed to. But I shudder to put myself in a position where my decisions are no longer my own. Though to be honest, my decisions are not the best by anyone’s standards, including my own.

Homelessness is the option which will allow me to retain the most personal freedom, but which is the most difficult of the three to bear. I have had the fortune to be homeless in the past for a period of 6 months. It was a very hard life, never knowing where the nest meal will come from, and I am afraid that for most people the ultimate course homelessness leads them onto is either death, hospitalization or incarceration. So a choice to go down this road may just end up leading me to one of the first two options… with the added negative that I may end up severely hurting myself or another before being incarcerated or hospitalized.

I am willing to provide more information if people feel it is necessary to give me an honest answer. But it should suffice to know that I truly believe these to be my only three options at this point. And I would like, if possible, to make a decision that will cause the least amount of harm to myself or to others. Excluding suicide. I do not have the desperation or strength of character for that.
Jayne, I am capable of being employed and have been in the past. However, as I mentioned I was incarcerated previously for 5 years and that is one heck of a black mark in a crowded, over-competitive job market. I live in Michigan. My home county has over 10% unemployment. With my checkered work history and previous incarceration I have been unable to get a job. And I am 33 years old, so I do not qualify for Americorps.
Also, having been previously incarcerated, I am considered unfit by every branch of the military. And, additionally, I do not believe in our governments discretion in the use of force. I will never allow myself to become their blunt tool. If I am to die or to kill, it will be for a cause of my own choosing; a cause I can believe in.
In order to become incarcerated my plan is to enter a bank with a note. I will hand the note to the teller. The note will simply state: “I am robbing this bank but I do not want your money. I have no weapons and I will not harm a single person here. I will not leave until you have called the police and informed them that a robbery is in progress.”

Given my previous record, a charge of felony bank robbery should put me away for a considerable length of time, if not for the rest of my life.

  read more…

Resolved Question: Funeral Expenses for Retarded Man on SSI?
This person has been on SSI and is technically a ward of the State of NJ. However, he has lived with my family since he was 2 – and we love him incredibly.

He was just diagnosed with an aggressive form of cancer that is inoperable.

This was totally unexpected, he is only 48 years old, and we, the people who love him, are unprepared to arrange and absorb the expenses of a funeral. He does not have life insurance — it’s something no one ever thought … well … it’s too late now for life insurance.

We don’t know how much time he has … and we will of course conduct fundraisers … but can someone point me in the direction of what a person does ?

Please, I’ve already had someone tell me his body must be donated to science in order to avoid the expense of a funeral.

That is an unacceptable answer.

I’ve scoured the SSA / SSDI websites and have thus far come up with one section referring to a $200 death benefit, which pales in comparison with what the expenses will be.

We already have the grave plot for the family, so that isn’t an issue.

We’ll want to have a viewing, and there will likely be more people there than can fit in the room.

His name is George. Please say a prayer that … well you know.

Susan
aka GrannySuze

I’ve seen reference to a “funeral grant.” George has been in the foster care system since he was 2 years old. He’s now 48. He was considered unadoptable because of his mental state. But now he needs a hand.

  read more…

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