Insurance on Air: Exam For Life Insurance
Taking out key person life insurance rather than whole life, or permanent, insurance for a various term in your will, you probably won’t be having any other form of whole life insurance, where you can use later in life. … read more…
AARP life insurance: A brief introduction « all insurances log
AARP Whole life insurance or Permanent insurance provides coverage to the insured’s family members no matter when he dies. Permanent insurance is available in several forms like Whole life insurance ( one has to pay a fixed premium for … read more…
Tell me about Insurance: Life Insurance Brokerage Companies
… no monetary value is what allows you to be suffering from anything that may or may not be able to answer your questions and provide you with additional information about whole life policies are whole life, or permanent, insurance for example. Many younger people don’t realize how beneficial whole life policy, a term life policy or if term life insurance policy whose term is renewed right after the life insurance brokerage companies how do you choose what kind of money … read more…
From Google Blog Search
Life Insurance Australia How Much Cover do You Need?
The amount of life insurance you need depends to a great deal on your age. When you are young and single you dont usually have any dependents and perhaps not many other liabilities. But once you matur… read more…
Just Released: ‘ProsperNOW 2010 Guide for Savvy Consumers’
Dec. 23, 2009 — Still seeking the perfect, one-size-fits-all gift? Or, perhaps, your holiday shopping is done, and you’re already preparing to make 2010 your wealthiest year yet; e.g., finances, heal… read more…
Variable Universal Life Insurance Risks
Variable universal life insurance, just like other types of permanent life insurance, provides both a lifetime protection and an accumulated cash value.
Variable universal life insurance is the mos… read more…
From GoArticles.com
Life Insurance 101: Comparing Term and Permanent Life Insurance
Understand the basics of life insurance and learn the difference between Term and Permanent Life Insurance.
Open Question: Life Insurance Questions!Please help?
If you want to put someone down as your beneficiary do they have to be a certain age?If you are buying a house and you go get life insurance will your agent ask you who do you want to leave your house to?Which is best permanent or term life insurance?Can you make changes to the policy at any time?What is the top 3 life insurance companies ? Best ratings..
Thanks
Open Question: Do I have a case? Will hiring a lawyer make a difference to the insurance co?
In a nutshell: I am threatening to sue an accountant and investor regarding a real estate deal between the investor and I that went bad. I wrote an initial letter (not shown) threatening a lawsuit which they turned over to their insurance agent. The insurance agent then wrote me requesting information (her letter is on the bottom). I then wrote the insurance agent a more detailed letter which I have not sent but appears below. I’m wondering about the following:
A. Is this worth putting my time into? Do I have a case, or even if I don’t, might the insurance agent, or the parties settle out of court to avoid a costly court case? Important note: There are lots of e-mails, but we never signed a written agreement between us regarding the profits of the house and what I should get (see below).
B. Can I file the case in any state, or does it have to be Texas? (the two parties live and signed in California), I myself was overseas the whole time.
C. Would hiring a lawyer (not really cost effective for this small amount) make a difference?
Here is the letter:
Dear Ms. Sanchez,
I am writing this letter to explain the circumstances regarding my claim.
Mr. Murray Marks and Mr. Ron Glass approached me in 2008 about using my name and credit history to help them to draw some further cash out a property located at 7017 Tocken Court, Corpus Christi, Texas, 78414. Apparently, they were both in serious financial trouble. Mr. Glass and Mr. Marks have been financial partners for many years together, and have vast experience in the area of real estate and own numerous properties. In this particular deal, Mr. Marks acted as the accountant. Mr. Glass acted as the investor who sold me the property.
Both Mr. Glass and Mr. Marks were also partners in this deal as well. For example, Mr. Glass bought this house from a business connection, Scott Cohen, who then sold it to Murray Marks, who then turned around and sold it back to Mr. Glass. They were both investors in the LLC that they formed and were working together. They are in constant communication even up to the present.
I am 51 years old, but I have never owned a home in the U.S. I have been a permanent resident of a Middle Eastern country since 1994, and know nothing about the real estate industry in the U.S. I have never been to Texas and had no motivation to own a home there, especially one with no equity in it, and especially at this point in my life when I am in serious financial difficulties and have been threatened by my creditors with prison over here.
I initially entered into this agreement with both Mr. Glass and Mr. Marks because they were my friends, their advanced ages led me to respect them both, and they had huge experience in real estate. In addition, they told me that they would split 50% of the proceeds from the profit on the house with me to help me out of my own financial situation. They also said that they would set up a fund to take care of the mortgage payments and that we would split any problems that might arise such as repairs.
Both Mr. Glass and Mr. Marks instructed me to advance money towards the house. This was supposed to be for repairs and the loan paperwork for the house, as well as to help settle the financial difficulties of Mr. Glass. Both assured me that, when the house was sold, they would return the money I had advanced to Mr. Glass.
This amounted to about 8,000 dollars as is documented in e-mails between the three of us. Mr. Marks and I calculated the correct amount and were more or less in agreement; however, Mr. Glass refused to acknowledge that any money was owed. He gave me verbal reasons for this in e-mail, but none were based on any records, bank statements, or bills that could be verified. In contrast, all of the funds that I forwarded to him were documented, and the financial records of Mr. Marks and Mr. Glass will bear this out if they would open these records and e-mails for inspection.
In terms of how I was harmed, first, and as was stated above, Mr. Glass never returned any of the money to me that I had advanced him for the home or as loans. Second I have incurred losses due to having to shoulder the mortgage from this house on my own, after Mr. Glass and Mr. Marks had said that they would set up a fund to ensure that there would be money for monthly payments. Third, Mr. Glass and Mr. Marks promised me that I would get 50% of any of the profits on the sale of this house after they had the house independently re-appraised.
Mr. Marks never signed a letter of engagement with me, but he acted as my financial advisor. In reality of fact, he acted as my representative, as well as Mr. Glasses. He represented himself as my accountant and explained that the deal would actually be to all of our benefit and that he would oversee the whole transaction. Mr. Glass, for his part, also advised me on other financial matters as well.
Throughout this real estat
Resolved Question: Can the beneficiary for my life insurance be a non us citizen living in Germany (my parents)?
I’m a permanent resident (German citizen) and work and live here in the US. I have two live insurance policy’s and would like to put my parents down as beneficiary for one of them. My parents are German citizens and live in Germany. How can I make them the beneficiary when they obviously don’t have a Social Security Number and don’t live here in the US. The form for the live insurance requested a SS#. How can I make sure my parents will get the insurance money in the case of my death? I am married and want my parents to get the money if me and my husband pass away at the same time.
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