Baby BornHealth Insurance for Seniors on the Web
How long has the company been selling this type of insurance? Do they have a lot of complaints filed with the local department of insurance? Are the rates stable? Does it pay claims on time? Service? Most agents talk about the rating. … read more…
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You can get thousands of ratings and detailed financial profiles on the cheap life insurance companies that you are considering. Review these rating and decide which company you thing offers the best customer service and the beast deal … read more…
Life Insurance Quotes: Whole life insurance
Our service gets you connected to the top life insurance companies in the country and let’s you choose the one that best fits your needs and budget. We have over 100 companies with agents represented in our network, including AIG, Allstate, … whole life insurance rating child whole life insurance what whole life insurance whole life insurance information whole life insurance is whole life insurance return whole life insurance vs juvenile whole life insurance … read more…
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How To Locate The Very Best Homeowners Insurance
Of all the different things which you own your house is most probably the most valuable and so you will want to ensure that you have the best homeowners insurance you can afford. There are several thi… read more…
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All insurance companies want to make sure that the money they pay you for life insurance should not exceed the money you have invested. Especially in life insurance the insurance company wants to make… read more…
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Required auto insurance in California has become a way of life . Just as in every State of the U.S.A, it is now required to have California auto insurance if you plan to own and operate a vehicle in t… read more…
From GoArticles.com
A.M. Best Removes From Under Review and Downgrades Ratings of Life of America Insurance Company (Business Wire via Yahoo! Finance)
OLDWICK, N.J.—-A.M. Best Co. has removed from under review with negative implications and downgraded the financial strength rating to D from C and issuer credit rating to “c” from “ccc” of Life of America Insurance Company . read more…
The Hindu Business Line : Life insurers keep away from QIPs on valuation concerns (The Hindu)
If the company’s stock is liquid, investors prefer to use the open market route to pick up stake. Mumbai, July 16 Companies coming out with Qualified Institutional Placements (QIPs) are finding very few takers among life insurance companies. read more…
A.M. Best Downgrades Issuer Credit and Debt Ratings of Jackson National Life Insurance Company and Its Affiliates (Business Wire via Yahoo! Finance)
OLDWICK, N.J.—-A.M. Best Co. has downgraded the issuer credit ratings to “aa-” from “aa” and affirmed the financial strength rating of A+ of Jackson National Life Insurance Company, its wholly owned subsidiary, Jackson National Life Insurance Company of New York and the direct parent, Brooke Life Insurance Company . read more…
Open Question: How is it a “sacrifice” to die for mankind’s sins when you can just resurrect yourself at will?
Isn’t it obvious that this is cheap symbolism and, ultimately, an empty gesture?
How would you feel if a very well-insured person faked their own suicide, knowing all along that it would jack your existing life insurance rates through the roof?
..and afterward, you learn that that this fraud was the President of the insurance company all along?
Just think about it…as it stands, isn’t Jesus’ “crucifixion” little more than an insignificant, meaningless parlor trick designed to cement a religious monopoly through manipulation of the weak-minded?
And even if hanging from a stick for a weekend IS agonizing pain, would it really be that unbearable if, in exchange, you got to rule in HEAVEN…for all ETERNITY?
So how does Christianity NOT revolve around hollow greed and textbook cult mentality?
Resolved Question: What are the 3 life insurance companies with highest ranks from the following agencies?
I read that New York Life Insurance and 2 other companies have the highest ranks in all of the major ratings agencies. Who are the other 2?
Here are the rating agencies:
Standard & Poor’s
Moody’s Investors Service
Fitch Ratings
A.M. Best
Resolved Question: What is the company that sells life insurance with a low rate of interest?
My husband said it was too expensive to buy life insurance, which is why I need a good showing insurance company with the lowest interest rates and easy LOAN
Rating Analyst Trainee
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In advance, this type of thread highlights the shortcoming of Tumblr as a truly effective platform for fostering what I’ll call community dialogue. ‘Reblogging’ is neat for, and akin to ‘forwarding’, but it’s nothing like a proper ‘Comments’ section in terms of having a post grow legs via the back-and-forth that occurs when people chime in.
We all know ‘Likes’ are fucking worthless.
I’ve added DISQUS to my Tumblog, but it’s not a great fit for the way most Tumblr users work with the site, via the Dashboard. (I subscribe to a few Tumblogs via RSS, as they don’t get overlooked that way). Once a post is a few pages down in one’s history, it’s out of mind. And new comments don’t “bump” a post up the list again. Reblogs can keep a post alive for a while, but if you don’t follow everyone that’s reblogged, you don’t see previous comments. You don’t see the direction the dialogue has taken as the post makes its way across the Tumblr-sphere. You get that with proper comments.
Also, multiple reblogs get sloppy, layout-wise. I don’t like being the third or fourth reblogger on a post where others have already made follow-on comments (vs. simply reblogging an entire post. In those cases, the etiquette is to cite the original poster). Same with longer posts, like Chris’s response below. If we start a back-and-forth, reblog after reblog, we’ll just gum up everyone’s Dashboard. I’m going to respond to a few things below, but I’m not going to like it, and better we just took our conversation to the bar at this point.
Again, a shortcoming…or an intended design. Most people use Tumblr as the late-Aughts version of ‘forwarding’. It does well at that. It’s only when I bump against this functionality wall that I notice. Of course, one never knows which posts will provoke a repsonse from the community.
What I’m saying is…I really need a proper blog already.
Nate, co-opting the New York Magazine Approval Matrix, has it right:
my tumblr is for the low-brow/brilliant things i find in life and on the internets. for high-brow/brilliant, please see my blog.
ohhleary:
mbrosen:
Must-See, I’d say…
Comedian/Satirist Steven Crowder goes to Canada with hidden cameras to give an inside look at the country’s socialized health care at work.
Take the time to watch the whole thing. Just do it, please.
via @andrewbreitbart
Have you ever been to an emergency room in New York City? It’s exactly the same experience. In fact, I had to wait six hours once at Beth Israel on a Sunday, and then I get stuck with a $500 bill in the mail three weeks later – after my insurance covered their share. And try getting your general practitioner to be in his office on a Sunday.
Need background. What was your ailment? What sort of procedures did they perform? What kind of insurance do you have? Copay? Is it through your employer? Purchased individually?
Also, folks, insurance —- privately or publicly provided —- is not meant to make care ‘free’. It’s a hedge against risk, against catastrophy, not a get-out-of-medical-bills-free card.
Again, more details needed.
I’m not a supporter of the Canadian model (I prefer more of the European model that allows for a private option), but characterizing these stories as examples of why socialized medicine is bad for America is incredibly misleading, since bad doctors, long waits, misdiagnoses, drawn-out referrals and hoops to jump through are prevalent in the privatized American health care system, too.
The “Why we don’t need to completely overhaul a system that works for 85% of the population” post will have to come at a later date, but to address your initial response:
“Long waits” is a bit of an understatement, if the circumstances in the video are true. Not to say six hours in the ER in NYC is enjoyable (I’ve done that, too, in New Orleans), but the cases in the clip were simply unnacceptable. No amount of red tape and hoops in the U.S. system would leave one waiting two to three years on a list to get a primary care physician assigned in order to then get a referral for a cholesterol test.
And that’s not a “major” malady…
We’ve all heard some of the ugly facts when it comes to serious cases, whether it’s not enough beds in maternity wards in some hospitals, (Solution: “Just drive to the States”), or early detection/prevention of diseases like cancer made moot by long wait times, lack of proper equipment, or the latest (more expensive) procedures.
Last week, I read a report that American women have a 15% higher breast cancer survival rate than Canadian women due almost solely to early detection. With many aggressive forms of cancers, and with the later stages of others, getting a jump on treatment is the difference between life and death. Cancer doesn’t wait 3-6 months for anyone. If I was Canadian and diagnosed with cancer today, and then told the earliest I could start treatment would be 2010, I wouldn’t wait 3-6 seconds before driving south of the border to start the procedure that might SAVE MY LIFE.
How compassionate…
We’ve all heard the countless anecdotes.
Here’s a fun one:
Stayed with a friend in Melbourne, Australia. His mother told me how she had recently broke her leg (compound fracture) while skiing. She, of course, had immediate emergency care to close the wound, etc. A serious break, however, it required a second procedure to re-set the bone in order to heal properly. The wait to have this procedure done at the local hospital, assigned to them simply based on where they live, through their State-issued healthcare coverage:
“6 months.”
Her: “But, won’t the bones fuse out of place by then?”
Doctor: “____________.”
They fortunately had purchased additional private insurance over and above what they received from the State, ya know, from paying taxes, and she had it done sooner.
Man, what’s not to like?
A few years ago, my father had triple bypass surgery. He chose the doctor, the hospital, the exact date he wanted the procedure done, the color of his sheets…
Nothing is ‘free.’ You go to a ‘free’ health-care provider. Have fun.
And citing the difference in tax rates between a Canadian and an American family while completely ignoring the cost of private health care in the U.S. is absolutely foolish.
The narrative certainly says private insurance is prohibitvely expensive, but go run a search on
http://www.ehealthinsurance.com
and see what comes up. You may be surprised.
Caveat: New Yorkers most likely to be disappointed by the above exercise. New York State has some pretty fakakta rules in place that prevent insurance companies from “age rating,” i.e. offering less expensive plans to younger people vs. older, ya know, how the market actually works based on reality, number of claims, general health, etc.
Basically, for your average 25 year-old, non-student, non-smoker, anywhere in the country, a proper insurance plan can be had for $50-150/month, often with prescription coverage if you require it. And don’t dare tell me that’s prohibitive. Get rid of cable, or don’t buy an iPhone or Blackberry if you’re that strapped. Get fucking health insurance, assholes.
The “narrative” is B.S.
From what I see, the biggest barrier to affordable insurance plans across the country are the artificial state-by-state lines drawn by the government that prevent true competition in the market and essentially grant a few players regional monopolies. Think: cable or regional telephone monopolies. When those services were deregulated, competition increased dramatically and prices fell. Long distance phone rates? Pennies per minute, if not ‘free’ when included in a bundle. You mean to tell me Blue Cross Blue Shield wouldn’t be happy to provide the same $150/month plan to someone in the West Village that they do to someone in Hoboken right across the river? Well, they can’t, and not because they’re evil. It’s because the regulations in this case are not allowing the market to actually work.
Just spoke to a friend who lives outside of New Orleans last week. Self-employed. Married, he and his wife in their 40’s, with two young kids. Told me he pays about $1300/month for the family’s insurance. While on the phone, did a search for him on http://www.ehealthinsurance.com and came up with about 20 options, starting at around $250 and maxing out at $600/month. A far cry from $1300. He nearly threw up.
Also, this guy has the nerve to cite the outrageous price of things in Canada… in the province with one of the highest tax burdens in Canada, of course (Alberta, in contrast, has NO provincial sales tax. And the whole “tax on tax” thing? Half the provinces don’t do that anymore). $3.83 a gallon for gas! $25 for lunch for 3 people at Subway! Oh, but what about the exchange rate? That’ll lower each of those items by about 15%. But why bother making the comparison fair? Like he says, math is for suckers!
Whoever you are… stick to comedy, dude. Leave the criticism of health care to the experts. And, no, I’m not talking about Michael Moore.
With you there. That last bit was a distraction from the impactful stuff in the first half of the video. And the only thing Michael Moore is an expert of is competitive donut eating.
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Midas Letter – Economist William White Predicted Crisis in 2003
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Fitch Downgrades 9 Japanese Life Insurers
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How Toyota’s brand went to hell for me in 30 minutes:
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