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If your driving record is clean, meaning no speeding tickets or accidents in the last 5 years, then your insurance company could possibly offer you a discount on your policy. They may decrease the premiums of senior citizens. … read more…
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From Google Blog Search
Why Buy Senior Final Expense Life Insurance?
Many seniors, or even middle aged people over 50, get ads for a life insurance product called final expense insurance. Since a lot of life insurance products are marketed to younger people, they may n… read more…
Use a Senior Housing Service to Find Your Next Senior Apartment
In your busy life, finding time to look for new housing for your parents can be a daunting and stressful task. With online senior housing finders, you can search thousands of senior housing options o… read more…
Selling Final Expense Insurance
Selling final expense insurance may be the easiest insurance sale for an agent. In recent years, underwriting at insurance company home offices has become less liberal especially for applicants with i… read more…
From GoArticles.com
Open Question: Icici fraud what is the solution?
To SPEED POST
DATED March 27, 2009
Her Excellancy President of India,
Rashtrapati Bhawan,
New Delhi.
Sri Manmohan Singh,
Honb’le The Prime Minister of India,
PMO, New Delhi
The Central Bureau of Investigation,
Economic Offences Wing (CBI-EOW)
New Delhi
The Ministry of External Affairs,
New Delhi.
The United States of America’s Emabassy in India,
New Delhi.
Fraud Cell of CBI,
New Delhi.
SUB: SENIOR CITIZEN USA NATIONAL OLD LADY’S PLEADINGS: FRAUD BY ICICI BANK OFFICIALS; DEPOSITED RS 3 LAC FOR FDR RECEIPT; FRAUDULANTLY WITHDRAWN RS. 1 LAC AND HOTCH-POTCHED; RS 2 LAC FRAUDULANTLY TRANSFERRED TO ICICI PRUDENTIAL WITHOUT KNOWLEDGE AND CONSENT.
Sir,
I have received a complaint from Mrs. Shimla Devi Bhardwaj resident of 10315 CopColn Stockton Californaia (U.S.A.) during her stay in India lives at Nisha Bueauty Parlour, Bansan wala Bazar, Phagwara
Mrs Shimla Devi has accused the officials of ICICI Bank, Phagwara. She named the Bank officials Miss Vani & Mr. Vivek Sharma who have defrauded the customer Mrs. Shimla Devi in connivance with other Phagwara ICICI Bank Officials of lakhs of rupees.
She had reported the matter of fraudulent transactions in her account but no action has been taken so far against the fraudulent officials.
The officials promised to dispatch the documents at her United States address, but they failed to dispatch the same. The bank officials have withdrawn amount of Rs. 2,00,000/- and Rs. 1,00,000/- hotch-potched by the bank officials. Why not the bank make the inquiry on the particular transactions. Why don’t ICICI officials reply to the representations of American Senior Citizen lady. Why not the statements of the Senior Citizen be recorded and the matter be investigated.
The ICICI bank officials committed financial fraud with Mrs. Shimla Devi Bhardwaj by asking her to put signatures on blank papers. Though she objected but the concerned officials said that we shall fill the documents later on.
DETAIL:
Mrs Shimla Devi Bhardwaj is the resident of 10315 COP COLN STOCKTON CALIFORNIA U.S.A. In year 2005 she came to Phagwara to dispose off her land situated in India. As she had been already operating an Account with ICICI bank Phagwara Branch.
1. On 2nd April 2005 As she had deposited the amount of her land proceeds in ICICI bank, Phagwara Branch.
2. On 24th May 2005 she approached the Icici Bank Branch Phagwara to convert the money deposited in bank branch in US dollars and close the account. The balance of the Account was about Rs. 3 Lac.
3. The dealing officer to whom she requested was bank official Miss Vani to whom she requested to close the account.
4. On my request Miss vani got furious and contacted Mr. Vivek Sharma. Both of them pressurized not to close the account. They gave her a proposal that we shall issue an FDR to you. In that scheme your money will get doubled in three years. On their pressure she admitted and requested to issue her FDR.
5. She was given a bundle of papers to sign on which nothing had been filled up. On asking by Mrs. Shimla Devi that these documents are blank why not you get it filled. They said that we shall get it filled later on.
6. In reply they said don’t worry we shall get those filled up later on and asked her to put signatures on the blank forms. While putting the signatures she says that there are bundle of papaers what sort of the scheme you have. They told that don’t worry we will not wrongly guide you. On their assurance she put signatures on blank papers.
7. When she demanded the copy of papers. They told that according to our bank’s policy we don’t give any paper or document on the spot will provide the papers to you later on. She said as I shall go back to U.S.A.shortly. They promised to dispatch the papers at U.S.A’s address.
8. She got the papers after 6months time. In the documents there was a ICICI bank’s cheque book and a receipt of ICICI Prudential. She astonished to get the documents as she had not opted for any sort of Insurance plan. As she could not understand what are those documents.
9. She made a call to the bank’s branch. The concerned officials don’t reply to her query.
10. In 2009 she came to India. She is running pillar to post to inquire about her funds from the last two months but no one is there to reply her.
11. Now the Bank officials says deposit Rs. 6 Lac in Icici Purdential if you like to get refund of your amount. On asking how much. She astonished to note that the Bank officials have made another fraud with her.
12. The Bank officials told her that she has withdrawn Rs. 1 Lac from her account. She got cheque book after six months. How she withdrawn Rs. 1 lac from her account.
13. The fraud one they transferred Rs. 2 Lac to ICICI Prudential by dodging her. When no policy no scheme no talk of insurance has been done. Second withdrawn Rs. 1 lac fra
Open Question: I’m sick of babysitting my boyfriend… How do I fix this?
I have been dating my boyfriend for 5 months and he is a sweetheart. He carries me when I don’t feel like walking. Opens all my doors. even puts my seat belt on for me. Makes me laugh all the time. Tells me I’m beautiful even when my hair is undone and I don’t have make up on. Prefers me sweats so i am comfortable. Never swears in front of me. Protects me. Helps me with anything I need help with. can cook. Loves his guitar and music.
… We are in our senior year of high school. He failed many classes in his past and is being lazy about it and may not graduate. He lost his job because he got to busy with school stuff. Couldn’t afford car insurance and then his car broke. This all happened about three months ago. I have be very patient and now I am getting pissed. It doesn’t take three months to find a job. and if he really wants to graduate he won’t wait till the end… How can I date someone who can’t get their life together. He is the sweetest guy in the world and I am so in love with him but I can’t babysit my boyfriend you know… Plus when i have to drive everywhere and pay for everything when we even go places. Its hard… What do I do? How do I fix it? I don’t know how to live with him or live without him.
Thanks. I was so busy trying to help him and I didn’t see it that way. I know it is really hard for him. I just want to see him get things together so he can be happy.
Open Question: When President Elect Obama promised to go “Line by Line” to eliminate earmarks, what did he mean?
I want you to know that some of these are OK with me. This is the first Budget signed by our new President, below is a list of a few of the 9,000 plus earmarks…
$200 million to refurbish the National Mall (including $21 million for new sod),
$50 million for the National Endowment of the Arts,
$650 million in coupons to help people switch from analog to digital televisions,
$2.4 billion for “carbon capture” demonstration projects,
$4.19 billion for ACORN and other “Community Stabilization Activities” groups (even though ACORN is the subject of a RICO corruption lawsuit),
$400 million for “global warming” research,
$335 million for sexually transmitted disease education,
$2.1 billion for Head Start,
$2 billion for day care programs,
$500 million to speed up the processing of Social Security Disability claims,
$150 million for “livestock insurance,”
$6 billion for colleges and universities,
$13 billion in Title I grants for academic support,
$13 billion for special education grants to states,
$20 billion for food stamps,
$1.7 billion to help the homeless,
$1 billion to pay heating bills for poor people,
$200 million for senior nutrition programs,
$200 million for Americorps,
$300 million for “green” golf carts,
$30 million for “smart” appliances,
$5 billion for public housing,
$87 billion in Medicaid funds for the states,
$2.5 billion for the National Science Foundation,
$2 billion for the National Park Service,
$2 billion for “neighborhood stabilization programs,”
$650 million for the National Forest Service,
$600 million for NASA,
$600 million for new cars for the government,
$75 million for programs to help people quit smoking,
$800 million for Amtrak (which hasn’t earned a profit in four decades),
$150 million for maintenance at the Smithsonian Institution,
$79 billion to help pay down state debt from reckless spending (in California, New York, New Jersey, and Massachusetts),
$17 billion for Pell Grants,
$400 million for “habitat restoration projects,”
$726 million for an after-school snack program,
$2.25 billion for national parks (essentially doubling the park service’s budget), and
$30 million to save the habitat of the “salt marsh harvest mouse” (which lives in the area of Speaker of the House Nancy Pelosi).
So, what did President Obama mean?
Fred K – Just a note: Dem Congress and House did not pass the budget, waiting for Obama to get in office. President Bush never saw the final product, you cannot sign what never crosses your desk! They knew Obama would just sign it.
Life’s Value Falls as Seniors Sell Insurance Policies
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