Swiss Re confirms dire results
Daily Insurance Industry News. Friday 20th of February 2009 … “Although our property and casualty and life and health business segments continue to perform extremely well even in these adverse conditions, the result has been impacted by investment losses.” Lippe was appointed earlier this month after his predecessor, Jacques Aigrain, resigned. He added: “We have already taken extensive measures to de-risk the investment portfolio and to further protect the long-term …  read more…

Insurance: Funds expect 2009 growth in life insurance trading
I think indeed an investment in life insurances is a very good idea. You have to think at later, when you are retired. The legal pension won’t be enough to keep the same living standard. So you really need an extra. The life insurance …  read more…

Lansdowne Partners gambles on insurance sector crash …
Lansdowne Partners, one of the UK’s largest hedge fund managers, has taken out short positions against large swathes of the UK life insurance sector. … While not in Lansdowne’s sights, concerns about what may be on insurers’ balance sheets were brought to a head by Standard Life’s agreement to pay out £100 million to investors in its sterling fund after it admitted that it held esoteric illiquid assets. Legal & General has been particularly hit by the fall in market …  read more…

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Auto Insurance Houston
Reader’s Question:

How do I know if I’m paying too much for my Houston automotive insurance? Once in awhile, I wonder if there’s a better deal out there that I might not be aware of.

Monica
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Cheap ski and snowboard travel insurance � enjoy the outdoors with coverage
The great outdoors have lots of activities that appeal to many people. Hiking, biking, skiing, snowboarding, and others are activities that can feed the soul and recharge the batteries while you are o…  read more…

What Disability Insurance Can Offer You
When you are youngish fit and healthy, it is hard to plan for the time when that may not be the case but critical illness insurance is something that we all need to make provision for. It is unfort…  read more…

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Open Question: I think I may have lupus, need prayer and/or advice…?
I’ve done tons of research on all types of Lupus and on other immunity disorders for a few years now. The decline in my health started when I had a lot of gastro problems. They were severe for 4 months and bad for a year but b/c I didn’t have insurance I just tried elimination diets thinking it may have been a food allergy. Much later I found out that I had the pylori infection that causes ulcers and my doctor thought I was bleeding internally because my iron was very low. I was put on antibiotics for the pylori ( which I know is not considered serious ) and was given iron pills. My doctor also thought a lot of it was in my head (in fact I had to insist that he give me the pylori test) turns out the instincts about my body were correct. He had prescribed me anti-depressants before the blood work came back positive because he thought it might be depression but the anti-d’s caused my gastro problems to be worse (yeah, I seem to be really sensitive to meds whether OTC or prescription. Anyway, at the time, ( a little over a year in a half ago ) this same doctor who tested me for h pylori (sp?) said in a follow up visit that because of a long list of varying symptoms (mostly related to the intestines) that I typed out on a sheet for him (and which I had been experiencing for over a year at the time) that I should see a specialist and get my insides examined to be on the safe side.

I had just lost my job and knew I couldn’t afford to go to a specialist (G.I.) b/c I didn’t have insurance and wasn’t eligible for medicaid. (I had already spent about $1,700 at my family doctor’s.)

Since then, I moved to another state and have free health care because I am so low income and I go to a local clinic. I try to get blood work every few months or so. Last time I was checked for pylori, it was gone (which was about 9-10 months ago). Two months ago, standard blood work was done and everything came out fine. My stomach/intestinal problems have gotten better but are still present. I feel achy a lot but the worst symptoms of all is being very fatigued. I get tired over the smallest thing whether it is a mental or physical task. This isn’t some temporary situation. It’s been bad for years now. I just keep waiting to get some big improvement so I’m back to my old self but haven’t had such an improvement. I’ve told my doctor this several times but he acts like I’m a hypochondriac and never gives me referrals to a specialist. All he does is prescribe me more pain medication each time…that’s NOT going to solve my problem! (Not yelling, just putting emphasis on the not). He doesn’t prescribe narcotics but I know pain relievers can be habit forming and even the gentler ones are not good for you, have side effects and get to where they are not as effective once you start taking them for a while.

I almost feel like I need to fake some big attack for someone to take me seriously. I cannot work full time and the smallest thing that doesn’t go right can really stress me out because my body and mind already feels naturally stressed all the time. I feel like no one understands and the worst part is, I’m right when it is concerning those that are closest to me because my parents seem to not have a clue about what I’m going through and can’t seem to understand or accept the fact that I cannot work full time. I’m sure they are stressed about finances because they are struggling in that area but I can’t handle extra stress right now or any stress for that matter. After all, it doesn’t cost anything to be a little sympathetic and that free gift would mean a lot to me.

I am not depressed, I mean, maybe I am but it’s all situational and didn’t happen until I started feeling bad all the time, physically. I used to have a good job, a good salary and a nice apartment but left my job because of these health problems. I was just way too stressed. I’m only unhappy because of the way I physically feel but like a downward spiral, feeling bad physically has stressed me mentally and that has caused emotional problems in my life so it is an endless cycle of physical, mental and spiritual stress.

I try to eat healthy but have no money and am not eligible for food stamps because I live with my parents and they make too much money, (yeah, the government doesn’t take into consideration all the expenses my parents have like food, gas, car, insurance, health insurance for the two of them, doctor visits, rent, bills, and the 9 medications my dad is on). They can barely afford to buy basic things for themselves, let alone me. So pretty much I’m stuck with whatever they buy and only ask for frozen mixed vegetables because they aren’t very expensive. I don’t drink alcohol or soda and have very little sweets/junk food. I’m about 25 pounds overweight at most which isn’t much considering I have the fat gene. In the last couple of years I’ve lost about 10 pounds and have gained a little bit of muscle because I try to stay somewhat active and walk a fe
(Sorry ran out of room, continued at last word I left off with) …,few times a week. The only time I’ve been able to be really skinny is when I literally did 4 hrs of hard core exercise a day when I used to be on a traveling/competitive dance team in high school. (All of the people in my family are over 300 pounds and are considered morbidly obese except for me and my both of my parents are the most overweight child in their family). I do my best to make the most out of every situation, to go out and try to have fun doing active things etc… but nothing can hide the fact that my whole being especially my physical body is so much different than it used to be. I am only 26 years old and am a female. I feel old because of my fatigue and achiness. I’ve also had a lot of situational things that have not gone well in the past couple of years but it seemed that things started not going well after I started feeling really bad, I mean, when you start to get sick what do you typically do?
Usually you just tough it out and still do your job to the best of your ability and try to still be fun with your friends and you try to be as normal as possible but what happens when the days turn to weeks, the weeks to months and the months to years. Eventually, forcing yourself to function normally socially, mentally and physically is going to take a big toll on you when you are sick all the time and constantly feel run down.

From all the research I’ve done on so many things right here on yahoo answers from previous questions and answers along with research I’ve done on a lot of other websites, I know that with Lupus your ANA count can be fine in one test but can later be off so it is very difficult to get diagnosed with Lupus. I don’t know what to do…My life has been put on hold for soooo long because of the lack of proper medical care. Perhaps I should go to an emergency room? I can’t switch doctors and he doesn’t seem to take me seriously.
I’m so tired of waiting for an answer and having no results. My bad health is not shaking off through time. Moving back in with my parents, and with not being able to work full time among other things (most of the time I haven’t even worked part time consistently), it makes me realize that something needs to change. I have been searching and praying for a change for so long now. If I was given a diagnosis, at least it would give me some peace of mind. I feel people do not understand how much I struggle just day to day to do easy, normal and even (what should be) un-stressful activities. Is there any help out there?

I apologize for such detailed paragraphs but I’ve wanted to include all of these details for months now and have put it off. I put so many details to avoid unnecessary answers and/or questions. Thank you so much for your patience to all of you that read this whole thing. God Bless You!
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Voting Question: should WWE change Raw to Monday Night MAG?
JBL is an American audio electronics company currently owned by Harman International. It was founded in 1946 by James Bullough Lansing. Their primary products are loudspeakers and associated electronics. There are two independent divisions within the company — JBL Consumer and JBL Professional. The former produces audio equipment for the home market while the latter produces professional equipment for the studio, installed sound, tour sound, portable sound (production and DJ), and cinema markets.

[edit] History
James B. Lansing founded JBL the year after leaving Altec Lansing as their Vice President of Engineering in 1945. The company was first called Lansing Sound, Incorporated, and dated from 1 October 1946 and then changed its name to James B. Lansing Sound. The first products model D101 15-inch loudspeaker and D175 The high frequency driver. The D175 remained in the JBL catalog through the 1970s. Both of these were near copies of Altec Lansing products. First original product was the D130, a 15-inch transducer for which a variant would remain in production for the next 55 years. The D130 featured a 4-inch flat ribbon wire voice coil and Alnico V magnet. Two other products were the 12-inch D131 and 8-inch D208 cone drivers.

The Marquardt Corporation gave the company early manufacturing space and a modest investment. William H. Thomas, the treasurer of Marquardt Corporation, represented Marquardt on Lansing’s Board of Directors. In 1948 Marquardt took over operation of the JBL. In 1949 Marquardt was purchased by General Tire Company. The new company was not interested in the loudspeaker business and severed ties with Mr. Lansing. The company was reincorporated as James B. Lansing, Incorporated, and moved to its first private location on 2439 Fletcher Drive, Los Angeles.

A key to JBL’s early development was Mr. Lansing’s close business relationship with its primary supplier of Alnico V magnetic material, Robert Arnold of Arnold Engineering. Arnold Engineering extended favorable terms and deep credit to Mr. Lansing. Robert Arnold saw JBL as an opportunity to sell Alnico V magnetic material into a new market.

James Lansing was noted as an innovative engineer, but a poor businessman. For the next 3 years Mr. Lansing struggled to pay invoices and ship product. As a result of deteriorating business conditions and personal issues, he took his own life on September 4, 1949. The company then passed into the hands of Bill Thomas, JBL’s then vice-president. Mr. Lansing had taken out a $10,000 life insurance policy naming the company as the beneficiary. That allowed Mr. Thomas to continue the company after Mr. Lansing’s death. Soon after, Mr. Thomas purchased Mrs. Lansing’s one-third interest in the company and became the sole owner of the company. Mr. Thomas was responsible for revitalizing the company and spearheading a remarkable period of growth for the two decades following the founding of JBL[1].

Early products included the model 375 high frequency driver and the 075 UHF (Ultra High Frequency) ring radiator driver. The ring radiator drivers are also known as “JBL bullets” because of their distinctive shape. The 375 was a re-invention of the Western Electric 594 driver but with a Alnico V magnet and a 4-inch voice coil. The 375 shared the same basic magnet structure as the D-130 woofer. JBL engineers Ed May and Bart Locanthi created these designs.[2]

Two products from that era, the Hartsfield and the Paragon, continue to be highly desired on the collectors market.

In 1955 the brand name JBL was introduced to resolve ongoing disputes with Altec Lansing Corporation. The company name “James B. Lansing Sound, Incorporated” was retained, but the logo name was changed to JBL with the distinctive exclamation point logo.[3]

The JBL 4320 series studio monitor was introduced through Capitol Records in Hollywood and became the standard monitor worldwide for its parent company, EMI. JBL’s introduction to rock and roll music came via the adoption of the D130 loudspeaker by Leo Fender’s Fender Guitar company as the ideal driver for electric guitars.

In 1969, Bill Thomas sold JBL to the Jervis Corporation (later renamed Harman International) headed by Dr. Sidney Harman. The 1970s saw JBL become a household brand, starting with the famous L-100, which was the best-selling loudspeaker model of any company to that date. The 1970s also saw a major JBL expansion in the professional audio field from their studio monitors. By the end of the decade recording studios in the United States used more JBL monitors than all other brands combined. The JBL L-100 and 4310 control monitors were noteworthy, popular home speakers. In the 1980′s the L-100, 4312 and others were updated with aquaplas-laminated midrange and woofer drivers, and a titanium-deposited tweeter diaphragm, the new designations being the L-80T, L-100T, L-120T and the flagship L-250ti. To test speaker drivers, JBL in Northridge used the roof as a

  read more…

Voting Question: when is MAG going to show up in the wrestling section or is he busy banging his gf?
JBL is an American audio electronics company currently owned by Harman International. It was founded in 1946 by James Bullough Lansing. Their primary products are loudspeakers and associated electronics. There are two independent divisions within the company — JBL Consumer and JBL Professional. The former produces audio equipment for the home market while the latter produces professional equipment for the studio, installed sound, tour sound, portable sound (production and DJ), and cinema markets.

[edit] History
James B. Lansing founded JBL the year after leaving Altec Lansing as their Vice President of Engineering in 1945. The company was first called Lansing Sound, Incorporated, and dated from 1 October 1946 and then changed its name to James B. Lansing Sound. The first products model D101 15-inch loudspeaker and D175 The high frequency driver. The D175 remained in the JBL catalog through the 1970s. Both of these were near copies of Altec Lansing products. First original product was the D130, a 15-inch transducer for which a variant would remain in production for the next 55 years. The D130 featured a 4-inch flat ribbon wire voice coil and Alnico V magnet. Two other products were the 12-inch D131 and 8-inch D208 cone drivers.

The Marquardt Corporation gave the company early manufacturing space and a modest investment. William H. Thomas, the treasurer of Marquardt Corporation, represented Marquardt on Lansing’s Board of Directors. In 1948 Marquardt took over operation of the JBL. In 1949 Marquardt was purchased by General Tire Company. The new company was not interested in the loudspeaker business and severed ties with Mr. Lansing. The company was reincorporated as James B. Lansing, Incorporated, and moved to its first private location on 2439 Fletcher Drive, Los Angeles.

A key to JBL’s early development was Mr. Lansing’s close business relationship with its primary supplier of Alnico V magnetic material, Robert Arnold of Arnold Engineering. Arnold Engineering extended favorable terms and deep credit to Mr. Lansing. Robert Arnold saw JBL as an opportunity to sell Alnico V magnetic material into a new market.

James Lansing was noted as an innovative engineer, but a poor businessman. For the next 3 years Mr. Lansing struggled to pay invoices and ship product. As a result of deteriorating business conditions and personal issues, he took his own life on September 4, 1949. The company then passed into the hands of Bill Thomas, JBL’s then vice-president. Mr. Lansing had taken out a $10,000 life insurance policy naming the company as the beneficiary. That allowed Mr. Thomas to continue the company after Mr. Lansing’s death. Soon after, Mr. Thomas purchased Mrs. Lansing’s one-third interest in the company and became the sole owner of the company. Mr. Thomas was responsible for revitalizing the company and spearheading a remarkable period of growth for the two decades following the founding of JBL[1].

Early products included the model 375 high frequency driver and the 075 UHF (Ultra High Frequency) ring radiator driver. The ring radiator drivers are also known as “JBL bullets” because of their distinctive shape. The 375 was a re-invention of the Western Electric 594 driver but with a Alnico V magnet and a 4-inch voice coil. The 375 shared the same basic magnet structure as the D-130 woofer. JBL engineers Ed May and Bart Locanthi created these designs.[2]

Two products from that era, the Hartsfield and the Paragon, continue to be highly desired on the collectors market.

In 1955 the brand name JBL was introduced to resolve ongoing disputes with Altec Lansing Corporation. The company name “James B. Lansing Sound, Incorporated” was retained, but the logo name was changed to JBL with the distinctive exclamation point logo.[3]

The JBL 4320 series studio monitor was introduced through Capitol Records in Hollywood and became the standard monitor worldwide for its parent company, EMI. JBL’s introduction to rock and roll music came via the adoption of the D130 loudspeaker by Leo Fender’s Fender Guitar company as the ideal driver for electric guitars.

In 1969, Bill Thomas sold JBL to the Jervis Corporation (later renamed Harman International) headed by Dr. Sidney Harman. The 1970s saw JBL become a household brand, starting with the famous L-100, which was the best-selling loudspeaker model of any company to that date. The 1970s also saw a major JBL expansion in the professional audio field from their studio monitors. By the end of the decade recording studios in the United States used more JBL monitors than all other brands combined. The JBL L-100 and 4310 control monitors were noteworthy, popular home speakers. In the 1980′s the L-100, 4312 and others were updated with aquaplas-laminated midrange and woofer drivers, and a titanium-deposited tweeter diaphragm, the new designations being the L-80T, L-100T, L-120T and the flagship L-250ti. To test speaker drivers, JBL in Northridge used the roof as a

  read more…

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