Life Insurance: New Fixed Multi-Year Guaranteed Annuity Owners …
Furthermore the tax advisor or planner could schedule payments after the MYG period with or without annuitization. Annuitization is the period of time when either the owner/beneficiary or the insurance company has decided or been … read more…
Explain The Irs Rules Changes About More Than $50000 Of Basic Life …
Fringe benefits paid by the employer are taxable as wages unless there are specific laws that say different. The law permits up to 50K of group term life insurance to be tax free. Any excess is taxable as wages. … read more…
Finance Guru | Financial Planners | Financial Advisors | Certified …
For those who need to buy a term life insurance for themselves, there is good news. Thanks to competition in the life insurance vertical and rising life expectancy , the premium payable on term insurance plans has gone down. … The small premi um is not so meaningful from income-tax benefit point of view. This makes many consider a single premium option, which stands between Rs 35000 and 40000. However, experts advice is often to stick to regular premium mode if you are … read more…
From Google Blog Search
6 Advantages of Having a Home Business
With outside employment opportunities dwindling through downsizing, layoffs, and even closures, entrepreneurs are discovering the benefits of running businesses out of their homes. If you are looking … read more…
You are a Big-time Entrepreneur with Small Business Health Insurance
Have you heard much about the health savings accounts, which started its popularity since 2004? If not, it’s time for you to know that there is an existing small business health insurance plan that c… read more…
31 Mar the Daily Stock Report
Even though the markets were up today over 1%, the odds are still in favor of a pullback that started last Friday. Markets don’t go straight down to our target price without what is known as backing a… read more…
From GoArticles.com
Next Steps: Son-in-law keeps life insurance policy (Pittsburgh Post-Gazette)
Q: Several years ago, my husband transferred a $500,000 life insurance policy to our daughter. Each year, we made gifts of the premium to her so that, on his death, she could have a nest egg. read more…
David Mickelson Insurance Services Reacts To IRS Clarifications For Life Settlement Tax Treatment (dBusinessNews.com)
Recent rulings on life settlement sales tax now taxes senior settlements as financial gains. With this added complexity, David Mickelson Insurance Services states it is important to seek experienced life settlement and tax professionals. read more…
A vital expense: How to choose the right life insurance policy (Independent)
Sales of life insurance may have risen sharply over the past year but millions of people are still not adequately protected because they find the process of choosing and buying cover complex and time-consuming. read more…
Open Question: Why are people trying to take away my freedoms and create rights for people at a burden on me?
I have a great relationship with my physician. I love the idea of changing insurance companies if I need to. I love the idea of picking which Hospital to have my children in but the do good libs want to infringe on my FREEDOMS then tax me extra to pay for people who do not take their own freedoms seriously and why is that? Why should 51% of the people infringe on my freedoms? Some of you libs say that the govt does not want to run our health care system but that is a blatant lie not matter how you try to spin it What is next? Govt provided cars? Govt provided food, clothes, jobs? Where does the big govt intrusion into our lives end?
Why should I give up my property that I earn to provide directly to others? My income is my property and who are you to tell me what I can and can not do with it? Who appointed libs like you KING over me because you may be the majority? People buy cars, housing, go on vacations then they can buy their own insurance and believe it or not it does not have to be through work or employer provided.
profx: The Canadian Health Care System does not work. It works for vacinations, maybe getting a cast when you break a leg or arm but when you get older and need lets say a transplant or an MRI or your doctor dies you wait months even up to two years to get health care. I go to Canada almost every week and guess what I see? Hospitals that have signs saying no emergency care. That is correct. There is one just accross the border from Detroit that has that very sign. Imagine that in any state in America?
Also keep in mind the tragedy that is Medacare, Medacaid and the VA and you trust these idiots with providing care for everyone in America? 300 million people and only taxing the rich? It will not work.
The govt wants to take it all over. Provisions in the Bill state that if you lose your insurance through you employee you must sign up for the govt care. If you have a newborn it must be signed up for govt HC. If a company stops providing it guess what? you have to sign up for it.
yellowca: It depends on what the “sickness” was. People who have been “sick” in the past or abuse their insurance everytime they get the sniffles should pay more in premiums. If I get in a lot of car wrecks my premiums would be more. I could not get in a wreck then expect a new car policy? I do not want the govt determining what HC I get or who I have to get it from. I prefer FREEDOM and because the rest of the world has Universal HC does not mean we in America should have it also besides where will all the rich Europeans, Canadians and Austrailians go when their govts can not provide what they can pay for in America?
Open Question: I want to open a company.. But what should I name it?
I am seeking to open a company that helps people with their finances and debts such as:
Credit Card Consolidation
Short Sales
Life Insurance
Loan Modifications
Refinancing
File Income Tax
etc.. I think you guys would get the point.
I’m just stuck on the name.
I was thinking of something like Strategic Life Solutions or Strategic Financial & Debt Solutions but they’re taken.
Any ideas??
Resolved Question: What is the Macro-economic Effect of Obama-Care?
1. Obama is toast. He’s touched the third rail of American politics — Medicare. 80 million baby boomers are about to tell their Congress people what they think of Obama-Care. Any boxes he hasn’t already unpacked, might as well stay taped up — he’s outta there in 3.5 years, and in the meantime he’s lame as a duck. Third Rail = Big Zap (sort of like a bug zapper), guess you didn’t learn that at Harvard, eh?
2. But now 80 million people, who own more than half the money in USA, are not going to spend another dime. The fear has been put in them that Medicare won’t be there to share in the costs of their long-term care, or their hospitalization between age 65 and the end of life. OK without that money, the strategic financial planning of the baby boomers is going to have to change. They will have to save every dime. Goodbye retail sector (70% of US economy). Depression for 30 years very likely now due to sudden onset of reverse wealth effect from pulling the Medicare rug out from under 80 million people. They will save more money than they really will need, because they are all uninsured now. Obama has run away with the watermellon called the Medicare Trust Fund saying I want to give some slices to my ACORN folks.
3. The Medicare Humpty-Dumpty can’t be put back together again after the trust has been shattered. Some say that what the government gives it can take away, what’s the problem? But actually Mediacre was a Trust Fund, not a gift. It was insurance based on premiums paid in over the course of many working lifetimes, FICA taxes collected in at least 40 quarters for each prospective beneficiary to qualify for Medicare — not a gift — a trust fund. There’s a fiduciary duty not to convert the assets in a Trust Fund — not to run away with the watermellon and give it to the street people. How would a black power Marxist know this? He wouldn’t, QED Obama.
4. The next shoe to fall, which will happen in 2013 is that Social Security payments won’t be made either. That Trust Fund is another failed Ponzi scheme now insolvent and with no way to collect enough funds to stay solvent. Toxic assets are all it holds (Treasuries and Agency Bonds = so much waste paper in filing cabinets).
5. Bill Clinton in 8 years created a net of 23 million new jobs in USA. About 80% of the money earned in the last 30 years was earned during the Clinton years. Now come G.W. Bush and Obama to build a vast wasteland where once there was a garden. Nice job fellas.
6. Hello Gaza Strip! Sauve Qui Peu! Where’s the band? Shouldn’t they be on deck playing “Nearer My God to Thee” — Oh here’s a nice lifeboat for you Presidents Obama and G.W. Bush, watch your head, there you, all comfy? Good. No worries for you, eh?
7. Short answer: 30 years of Depression. (can you say soup kitchen?)
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